Rowan County property record for 41 Bronson Forest Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,134 sqft · built 1995 |
| Lot Size | 0.627 acres (27,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Jul 2022) |
| Tax Bill | $1,983 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-00 00 054.03 |
| Primary APN | 063-00 00 054.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,134 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,312 sqft (0.627 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 8582 |
|---|---|
| Street Address | 41 BRONSON FOREST DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .627AC OFF US 60 WEST |
| Legal Tract | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950302 |
41 Bronson Forest Dr is owned and occupied by two individuals who bought it in July 2022.
Source: Rowan County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP |
| Jul 19, 2022 | Deed, Transfer · Commercial Mortgage COMERICA BANK |
| Mar 16, 2022 | Deed, Transfer · Line of Credit THE CITIZENS BANK |
| Mar 7, 2019 | Deed, Transfer · VA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on File |
| Deed Sale | Jul 19, 2022 · Amount on File |
| Prior Sale | Mar 16, 2022 · Amount on File |
| Deed Document Number | 20222017840 |
| Deed Book / Page | 284 / 676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 00A443/731 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | A443/731 |
| Instrument | 2014168 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 19, 2022 |
| Property Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Document Number | 00D284/676 |
| Book / Page | D284 / 676 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2017840 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 SUNSET LN, MOREHEAD, KY 40351-8868 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Investor | Possibly a Property Investor |
| Document Number | 0002017841 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2017841 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Mar 16, 2022 |
| Property Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Document Number | 00D283/275 |
| Book / Page | D283 / 275 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2015527 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Name | Verified Name |
|---|---|
| Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Investor | Possibly a Property Investor |
| Document Number | 0002015528 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2015528 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 16, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Mar 7, 2019 |
| Property Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Document Number | 00D270/789 |
| Book / Page | D270 / 789 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 413079 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 BRONSON FOREST DR, MOREHEAD, KY 40351-9389 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 68, OIL SPRINGS, KY 41238-0068 |
| Document Number | 0000413080 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 413080 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 41 Bronson Forest Dr was $1,983.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,983.00 | $237,000 Land $15,000 Building $222,000 | $237,000 Land $15,000 Building $222,000 |
| 2023 | $2,019.00 | $237,000 Land $15,000 Building $222,000 | $237,000 Land $15,000 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Bronson Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Bronson Forest Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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