Flagler County property record for 41 Biscayne Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,591 sqft · built 1998 |
| Lot Size | 0.264 acres (11,543 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $211,000 (Jun 2020) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7035-01150-0180 |
| Primary APN | 07-11-31-7035-01150-0180 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,591 sqft Heated Area |
| Gross Area | 2,175 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,543 sqft (0.264 acres) |
| Driveway | Driveway |
| Driveway Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 41 BISCAYNE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 35 BL 115 LOT 18 OR 203 PG 557 OR 535 PG 1083 OR 607 PG 1172 OR 2004/ 1621 OR 2450/1481 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 115 |
| Legal Lot Number | 18 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60215 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 41 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC |
| Jun 18, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | May 22, 2014 · Amount on Record |
| Deed Document Number | 2020022624 |
| Deed Book / Page | 2450 / 1481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0026570406 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 2657/406 |
| Instrument | 2022007450 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 18, 2020 |
| Property Address | 41 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0024501481 |
| Book / Page | 2450 / 1481 |
| Map Reference | MB 11 PG 2-26 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 2020022624 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TRULY YOURS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5121 EAST 80 STREET #4J4J, 5121, NEW YORK, NY 10075 |
| Name | Verified Name |
|---|---|
| Address | 41 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0024501483 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2450/1483 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,131.00 (+7.69%) | $227,300 (-0.28%) Land $55,000 Building $172,300 | $227,300 (-0.28%) Land $55,000 Building $172,300 |
| 2023 | $3,836.00 (+4.01%) | $227,938 (+0.66%) Land $46,000 Building $181,938 | $227,938 (+0.66%) Land $46,000 Building $181,938 |
| 2022 | $3,688.00 | $226,446 Land $48,000 Building $178,446 | $226,446 Land $48,000 Building $178,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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