41 Birch Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 41 Birch Dr, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$116,000 (Oct 2011)
Tax Bill$3,488 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09.0-277-027

Property Details

APN / Parcel Number

Primary APN29-09.0-277-027
Alternative APN
  • 29090277027 (CHECK DIGIT = 3)

Exterior

Lot Area24,829 sqft (0.57 acres)

Location & Zoning

Account Number29090277027
Street Address41 BIRCH DR
CityCHATHAM
StateIL
Zip62629-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 88 & S PT LOT 87 LAKE KNOLLS 2ND PLAT 9-14-5
Legal Range05
Legal Township14
Legal Section09
Legal SubdivisionLAKE KNOLLS SECOND PLAT
Legal Lot Number87-88
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group5
Census Block5085
Census Tract3100

Owner

Source: Sangamon County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 BIRCH DR, CHATHAM, IL 62629-9718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
COOPERATIVE TEACHERS CREDIT UNION
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2011 · Amount on Record
Deed SaleOct 18, 2011 · Amount on Record
Prior SaleMay 21, 2003
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Recording DateJun 1, 2026
Property Address41 BIRCH DR, CHATHAM, IL 62629-9718
Document Number0000009421
Instrument DateMay 30, 2026
Instrument20269421
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address41 BIRCH DR, CHATHAM, IL 62629-9718

Mortgage

Document Number0000009421,
DateJun 1, 2026
Instrument20269421
Lender
NameCOOPERATIVE TEACHERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address41 BIRCH DR, CHATHAM, IL 62629-9718
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R08220
DateApr 18, 2022
Instrument2022R08220
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 11, 2037
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address41 BIRCH DR, CHATHAM, IL 62629-9718
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R11059
DateMay 19, 2020
Instrument2020R11059
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,488.00 (+14.55%)$56,487 (+23.75%) Land $13,017 Building $43,470$169,461 (+23.75%) Land $39,051 Building $130,410
2022$3,045.00 Homeowner's exemption$45,647 Land $10,519 Building $35,128$136,941 Land $31,557 Building $105,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Nextlink
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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