Bergen County and Closter Borough property record for 41 Bethany Cir, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,826 sqft · built 1998 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (May 2019) |
| Tax Bill | $18,277 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00308-0000-00017 |
| Primary APN | 07-00308-0000-00017 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,826 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 159 ft deep x 98 ft wide |
| Old Parcel Number | 070020200000000411 |
|---|---|
| Street Address | 41 BETHANY CIR |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.39 AC |
| Legal Subdivision | DURIE ESTATES |
| Legal Block | 308 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 7001 |
41 Bethany Cir is owned and occupied by two individuals who bought it in May 2019.
Source: Bergen County and Closter Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 30, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Jan 23, 1998 · Amount on File |
| Deed Document Number | 201933750 |
| Deed Book / Page | 3254 / 1687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 41 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0048751895 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 4875/1895 |
| Instrument | 2022112580 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 30, 2019 |
| Property Address | 41 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0032541687 |
| Book / Page | 003254 / 001687 |
| Instrument Date | May 9, 2019 |
| Instrument | 33750 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 BETHANY CIR CLOSTER NJ 076241665, CLOSTER, NJ 07624-1665 |
| Document Number | 32541692 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 003254/001692 |
| Instrument | 33750 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
The 2025 property tax bill for 41 Bethany Cir was $18,277, up 3.8% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $967,600 (+9.69%) Land $439,400 Building $528,200 | $967,600 (+9.69%) Land $439,400 Building $528,200 | |
| 2025 | $18,277.00 (+3.78%) | $882,100 Land $423,200 Building $458,900 | $882,100 Land $423,200 Building $458,900 |
| 2024 | $17,611.00 | ||
| 2023 | $818,300 Land $389,400 Building $428,900 | $818,300 Land $389,400 Building $428,900 | |
| 2022 | $17,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Bethany Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Bethany Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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