41 Bella Rd, Lumberton, NJ 08048 Property Records

Burlington County and Lumberton Township property record for 41 Bella Rd, Lumberton, NJ 08048

Property Summary

Property Type	Single Family Home
Details	2,812 sqft · built 1987
Lot Size	3.36 acres (146,797 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jan 2022)
Tax Bill	$10,485 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-00045-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`17-00045-0000-00008`
Alternative APN	`170004500008`

Interior

Stories	2 Stories
Building Area	2,812 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	146,797 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	41 BELLA RD
City	LUMBERTON
State	NJ
Zip	08048-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	INCL BLK 45 LOTS 7 & 8
Legal Subdivision	WORTH FARM
Legal Block	45
Legal Lot Number	8
Jurisdiction	BURLINGTON NJ
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2005
Census Tract	703102

Owner

Source: Burlington County and Lumberton Township records · APN 17-00045-0000-00008

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 BELLA RD, LUMBERTON, NJ 08048-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage JUDITH CARUSO
Oct 31, 2022	Deed of Trust, Mortgage · SBA Mortgage MERIDIAN BANK
Jan 31, 2022	Deed, Transfer · VA Mortgage GARDEN STATE HOME LOANS INC
Feb 14, 2019	Deed of Trust, Mortgage · Conventional with PMI HIGH POINT MTG
Jul 18, 2018	Grant Deed, Transfer · Conventional with PMI SHORE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	20225723989
Deed Book / Page	13591 / 219
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	41 BELLA RD, LUMBERTON, NJ 08048-4301
Transaction Type	Mortgage
Record Updated	Dec 01, 2022
Title Company	HUNTER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BELLA RD, LUMBERTON, NJ 08048-4301

Mortgage

Document Number	0136466046
Date	Nov 16, 2022
Book Page	13646/6046
Instrument	5797286

Lender

Name	JUDITH CARUSO
Type	Private Party
Address	PO BOX 465, CHERRY HILL, NJ 08003

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Oct 06, 2025

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	41 BELLA RD, LUMBERTON, NJ 08048-4301
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BELLA RD, LUMBERTON, NJ 08048-4301

Mortgage

Document Number	0136439886
Date	Oct 31, 2022
Book Page	13643/9886
Instrument	5793771

Lender

Name	MERIDIAN BANK
Type	Bank
Address	MALVERN, PA 19355

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2047

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BURLINGTON NJ
Recording Date	Jan 31, 2022
Property Address	41 BELLA RD, LUMBERTON, NJ 08048-4301
Document Number	0135910219
Book / Page	13591 / 219
Instrument Date	Jan 06, 2022
Instrument	5723989
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 BELLA RD, 41, LUMBERTON, NJ 08048-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BELLA RD, LUMBERTON, NJ 08048-4301

Mortgage

Document Number	0005723990
Date	Jan 31, 2022
Instrument	5723990

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	41 BELLA RD, LUMBERTON, NJ 08048-4301
Document Number	0005442343
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	SOUTHERN UNITED TITLE AGENCY LLC, SOUTHERN UNITED TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 BELLA RD LUMBERTON NJ 080484301, LUMBERTON, NJ 08048-4301

Mortgage

Document Number	0005442343
Date	Feb 27, 2019
Book Page	013376/006803
Instrument	5442343

Lender

Name	HIGH POINT MTG
Type	Mortgage Company
Address	211 HARTFORD RD, MOUNT LAUREL, NJ 08054-9707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURLINGTON NJ
Recording Date	Jul 18, 2018
Property Address	41 BELLA RD, LUMBERTON, NJ 08048-4301
Document Number	0005397083
Book / Page	013344 / 007751
Instrument Date	Jun 14, 2018
Instrument	5397083
Transaction Type	Transfer
Record Updated	Aug 06, 2018
Title Company	SURETY TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$319.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DELAWARE AVE HAINESPORT NJ 080363504, HAINESPORT, NJ 08036-3504

Mortgage

Document Number	5397084
Date	Jul 18, 2018
Book Page	013344/007760
Instrument	5397084

Lender

Name	SHORE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Burlington County and Lumberton Township records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Burlington County
County Subdivision	Lumberton Township
Elementary School District	Lumberton Township School District (KG - 08)
Secondary School District	Rancocas Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,000 (-) Land $143,600 Building $201,400	$345,000 (-) Land $143,600 Building $201,400
2025	$10,485.00 (+14.18%)	$345,000 (-) Land $143,600 Building $201,400	$345,000 (-) Land $143,600 Building $201,400
2024	$9,183.00 (+8.87%)
2023		$345,000 Land $143,600 Building $201,400	$345,000 Land $143,600 Building $201,400
2022	$8,435.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (2004–2026)
Most Recent Claim	Jul 2026
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Severe Storms And Flooding, Jul 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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