41 Beacon St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 41 Beacon St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,491 sqft · built 1880
Lot Size	0.149 acres (6,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,026 (2024)
Deeds & Mortgages	Aug 2021 Refinance Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`330900 16-4-10`

Property Details

APN / Parcel Number

Primary APN	`330900 16-4-10`
Alternative APNs	`090001600000040100000000` `0130002800` `16-4-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,491 sqft Living Area
Gross Area	1,523 sqft
1st Floor Area	807 sqft
2nd Floor Area	684 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1931
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	162 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	53 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0130002800
Street Address	41 BEACON ST
City	MIDDLETOWN
State	NY
Zip	10940-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	4
Legal Lot Number	10.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2013
Census Tract	1300

Owner

41 Beacon St is owned and occupied by two individuals.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 BEACON ST, MIDDLETOWN, NY 10940-4733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	41 BEACON ST, MIDDLETOWN, NY 10940-4733
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052154
Date	Aug 3, 2021
Book Page	15022/984
Instrument	20210052154

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	41 BEACON ST, MIDDLETOWN, NY 10940-4733
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014406
Date	Feb 28, 2022
Book Page	15165/1851
Instrument	20220014406

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,100 Land $5,000 Building $13,100	$205,900
2024	$5,026.00
2023		$18,100 (-) Land $5,000 Building $13,100	$181,000 (+17%) Land $50,000 Building $131,000
2022		$18,100 Land $5,000 Building $13,100	$154,700 Land $42,735 Building $111,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Beacon St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Beacon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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