41 Bay Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 41 Bay Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1953
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Apr 2023)
Tax Bill	$13,569 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00811-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`02-00811-0000-00005`
Alternative APN	`020081100005`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020081100005
Street Address	41 BAY AVE
City	BLOOMFIELD
State	NJ
Zip	07003-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 130
Legal Block	811
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Apr 6, 2023	Deed, Transfer · FHA Mortgage FEDERAL SAVINGS BANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	202321479
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 31, 2026
Property Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707
Document Number	0000057849
Instrument Date	Aug 21, 2026
Instrument	202657849
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707

Mortgage

Document Number	0000057849,
Date	Aug 31, 2026
Instrument	202657849

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707

Mortgage

Document Number	0000059642
Date	Sep 19, 2025
Instrument	2025059642

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Apr 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 6, 2023
Property Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707
Document Number	0000021479
Instrument Date	Mar 28, 2023
Instrument	2023021479
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707

Mortgage

Document Number	0000021480
Date	Apr 6, 2023
Instrument	2023021480

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 BAY AVE, BLOOMFIELD, NJ 07003-3707
Document Number	0000057815
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 BAY AVE BLOOMFIELD NJ 070033707, BLOOMFIELD, NJ 07003-3707

Mortgage

Document Number	0000057815
Date	Jun 25, 2019
Instrument	57815

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,900 (-) Land $127,300 Building $261,600	$388,900 (-) Land $127,300 Building $261,600
2025	$13,569.00 (+2.87%)	$388,900 (+12.99%) Land $127,300 Building $261,600	$388,900 (+12.99%) Land $127,300 Building $261,600
2024	$13,191.00 (+19.69%)
2023		$344,200 (-) Land $127,300 Building $216,900	$344,200 (-) Land $127,300 Building $216,900
2022	$11,021.00 (+1.88%)	$344,200 Land $127,300 Building $216,900	$344,200 Land $127,300 Building $216,900
2021	$10,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1991–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures