41 Baird Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 41 Baird Rd, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details6 bd · 7.5 ba · 4,848 sqft · built 2024
Lot Size0.223 acres (9,721 sqft)
Owner2 Individual Names on Record
Last Sale$3,400,000 (Apr 2026)
Tax Bill$25,836 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN04-3S-20-34020-00A-0250

Property Details

APN / Parcel Number

Primary APN04-3S-20-34020-00A-0250
Alternative APNs
  • 04-320-34020-00A-0250
  • 1007416

Interior

Bedrooms6 Beds
Full Baths7.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,848 sqft Living Area
Gross Area7,355 sqft
FlooringTile
ElevatorElevator

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,721 sqft (0.223 acres)
Lot Dimensions114 ft deep x 75 ft wide
Garage TypeAttached
Garage Area514 sqft
PorchEnclosed/Finished Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address41 BAIRD RD
CitySANTA ROSA BEACH
StateFL
Zip32459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLOT 25 BLK A BEACH HIGHLAND S/D 1ST ADDITION PB 3-50 OR 986-196 OR 2413-1994 OR 2920-4184 OR 2970-3687 OR 3252-3128
Legal Range020
Legal Township03S
Legal Section04
Legal SubdivisionBEACH HIGHLAND
Legal BlockA
Legal Lot Number25
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group3
Census Block3007
Census Tract950604

Owner

Source: Walton County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2021 S 140TH ST, GILBERT, AZ 85295-5042
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Warranty Deed, Construction Loan · Construction Mortgage
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
May 17, 2022Warranty Deed, Transfer
SETCO SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on Record
Deed SaleApr 1, 2026 · Amount on Record
Prior SaleMay 17, 2022 · Amount on Record
Deed Document Number202612635
Deed Book / Page3392 / 4833
Prior Transfer DateMay 18, 2013
Prior Transfer Doc0029204184
Record UpdatedJun 8, 2026

April 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 1, 2026
Property Address41 BAIRD RD, SANTA ROSA BEACH, FL 32459
Document Number0033924833
Book / Page3392 / 4833
Instrument DateMar 31, 2026
Instrument202612635
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,403,800.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2021 S 140TH ST, GILBERT, AZ 85295-5042

Mortgage

Document Number0000012636,
DateApr 1, 2026
Instrument202612636
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2027
Interest
Rate TypeBalloon
Rate18%
Initial TypeBalloon
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 17, 2022
Property Address41 BAIRD RD, SANTA ROSA BEACH, FL 32459-3630
Document Number0032523128
Book / Page3252 / 3128
Map ReferenceMB 3 PG 50
Instrument DateMay 16, 2022
Instrument20220023435
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$8,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10423 137TH LN, LARGO, FL 33774-5323

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address142 SEAGROVE VILLAGE DR, SANTA ROSA BEACH, FL 32459-6385

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,836.00 (+192.16%)$2,859,344 (+195.33%) Land $750,000 Building $2,109,344$2,859,344 (+195.33%) Land $750,000 Building $2,109,344
2024$8,843.00 (+0.52%)
2023$8,797.00 (+123.44%)$968,200 (+54.03%) Land $968,200$968,200 (+54.03%) Land $968,200
2022$3,937.00$628,565 Land $628,565$628,565 Land $628,565

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 223 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies235 units insured
incl. 12 condo units
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

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