41 Bainbridge Way, Bluffton, SC 29910 Property Records

Beaufort County property record for 41 Bainbridge Way, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,550 sqft · built 2016
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2026)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242003459`

Property Details

APN / Parcel Number

Primary APN	`242003459`
Alternative APN	`R614 029 000 1742 0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Area	606 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	41 BAINBRIDGE WAY
City	BLUFFTON
State	SC
Zip	29910-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BAYNARD PARK PH 3A PB141 PG9-10
Legal Subdivision	BAYNARD PARK S/D
Legal Phase	3A
Legal Lot Number	21
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1039
Census Tract	2105

Owner

Source: Beaufort County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage COASTALSTATES MORTGAGE INC
Jul 22, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Dec 23, 2016	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	20265534
Deed Book / Page	4506 / 554
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 5, 2026
Property Address	41 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539
Document Number	0000005534
Book / Page	4506 / 554
Map Reference	MB 141 PG 9 & 10
Instrument Date	Jan 27, 2026
Instrument	2026005534
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539

Mortgage

Document Number	0000005536
Date	Feb 5, 2026
Instrument	2026005536

Lender

Name	COASTALSTATES MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 22, 2020
Property Address	41 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539
Document Number	0000039124
Book / Page	003887 / 001417
Instrument Date	Jul 2, 2020
Instrument	39124
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 BAINBRIDGE WAY BLUFFTON SC 299109539, BLUFFTON, SC 29910-9539

Mortgage

Document Number	39125
Date	Jul 22, 2020
Book Page	003887/001420
Instrument	39125

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	41 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539
Document Number	0000002246
Book / Page	003544 / 003388
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 BAINBRIDGE WAY BLUFFTON SC 299109539, BLUFFTON, SC 29910-9539

Mortgage

Document Number	0000002246
Date	Jan 12, 2017
Book Page	003544/003388
Instrument	2246

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00 (-0.06%)	$18,400 (-27.04%)
2024	$3,119.00	$25,220 (-) Land $4,080 Building $21,140	$630,500 (-) Land $102,000 Building $528,500
2023	$3,119.00 (+8.19%)	$25,220 (+57.63%) Land $4,080 Building $21,140	$630,500 (+57.63%) Land $102,000 Building $528,500
2022	$2,883.00 Homeowner's exemption	$16,000 Land $3,400 Building $12,600	$400,000 Land $85,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 244 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	244 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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