41 Ave B, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 41 Ave B, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,392 sqft · built 1987
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$577,900 (Aug 2019)
Tax Bill	$14,514 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00209-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`31-00209-0000-00007`
Alternative APNs	`310020900007` `990400`

Interior

Stories	2 Stories
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	990400
Street Address	41 AVENUE B
City	LODI
State	NJ
Zip	07644-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	48X100
Legal Subdivision	LODI LAND CO MAP 4
Legal Block	209
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1007
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 AVENUE B, LODI, NJ 07644-1837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 2, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 23, 2019	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	May 21, 2009 · Amount on Record
Deed Document Number	201955225
Deed Book / Page	3329 / 1302
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 AVENUE B, LODI, NJ 07644-1837
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AVENUE B, LODI, NJ 07644-1837

Mortgage

Document Number	0040241271
Date	Mar 19, 2021
Book Page	4024/1271
Instrument	2021039698

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 AVENUE B, LODI, NJ 07644-1837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035600321
Date	Apr 2, 2020
Book Page	3560/321
Instrument	20-035751

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 23, 2019
Property Address	41 AVENUE B, LODI, NJ 07644-1837
Document Number	0033291302
Book / Page	3329 / 1302
Instrument Date	Jul 29, 2019
Instrument	19-055225
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AVENUE B, LODI, NJ 07644-1837

Mortgage

Document Number	1905522501
Date	Aug 23, 2019
Instrument	19-055225.01

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 AVENUE B, LODI, NJ 07644-1837
Document Number	0029741945
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AVENUE B LODI NJ 076441837, LODI, NJ 07644-1837

Mortgage

Document Number	0029741945
Date	Jun 25, 2018
Book Page	002974/001945
Instrument	43995

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	DALLAS, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,000 (-) Land $154,000 Building $256,000	$410,000 (-) Land $154,000 Building $256,000
2025	$14,514.00 (+5.61%)	$410,000 (-) Land $154,000 Building $256,000	$410,000 (-) Land $154,000 Building $256,000
2024	$13,743.00 (+2.7%)
2023		$410,000 Land $154,000 Building $256,000	$410,000 Land $154,000 Building $256,000
2022	$13,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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