41 Atlantic St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 41 Atlantic St, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,431 sqft · built 1876
Lot Size	0.139 acres (6,070 sqft)
Owner	Individual Name on File
Tax Bill	$7,062 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`WINT M:048 L:062`

Property Details

APN / Parcel Number

Primary APN	`WINT M:048 L:062`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
Gross Area	2,214 sqft
Basement Area	718 sqft
Unfinished Basement	718 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,070 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 ATLANTIC ST
City	WINTHROP
State	MA
Zip	02152-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	62
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1017
Census Tract	180200

Owner

41 Atlantic St is owned and occupied by an individual who acquired it in July 2021.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 ATLANTIC ST, WINTHROP, MA 02152-3005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance T2 FINANCIAL LLC
Aug 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2005
Deed Sale	Jan 14, 2005
Prior Sale	May 10, 2001 · Amount on File
Last Transfer Date	Jul 21, 2021
Transfer Doc	066037-340
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	41 ATLANTIC ST, WINTHROP, MA 02152-3005
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066038-1
Date	Aug 5, 2021
Book Page	66038/1
Instrument	88184

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINTHROP MA
Recording Date	Aug 5, 2021
Property Address	41 ATLANTIC ST, WINTHROP, MA 02152-3005
Document Number	66037-340
Book / Page	66037 / 340
Instrument Date	Jul 21, 2021
Instrument	88183
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ATLANTIC ST, WINTHROP, MA 02152-3005

Tax Assessment & Valuation

The 2026 property tax bill for 41 Atlantic St was $7,062, up 13.8% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,062.00 (+13.85%)	$633,900 (+5.46%) Land $359,900 Building $274,000	$654,857
2025	$6,203.00 (+2.28%)	$601,100 (+3.26%) Land $342,800 Building $258,300
2024	$6,065.00 (+5.55%)	$582,100 (+8.4%) Land $329,400 Building $252,700	$646,855
2023	$5,746.00	$537,000 Land $301,500 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Atlantic St in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	10 of 50
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, Oct 1991 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Atlantic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

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