41 Armetale Luster, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 41 Armetale Luster, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 2022
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$407,900 (Dec 2022)
Tax Bill	$11,559 (2026)
Deeds & Mortgages	Dec 2022 Sale Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264200 094.01-7-26`

Property Details

APN / Parcel Number

Primary APN	`264200 094.01-7-26`
Alternative APN	`00753000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00753000000
Street Address	41 ARMETALE LUSTER
City	WEBSTER
State	NY
Zip	14580-2483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Block	7
Legal Lot Number	26.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2010
Census Tract	11506

Owner

41 Armetale Luster is owned and occupied by two individuals who bought it in December 2022.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 ARMETALE LUSTER, WEBSTER, NY 14580-2483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INS CO UPSTATE
Dec 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ADVANTAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Deed Document Number	2022642
Deed Book / Page	12763 / 1
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 27, 2022
Property Address	41 ARMETALE LUSTER, WEBSTER, NY 14580-2483
Document Number	0000000048
Book / Page	12762 / 579
Map Reference	LB 362 PG 81
Instrument Date	Nov 4, 2022
Instrument	202212270048
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2950 CLOVER ST, PITTSFORD, NY 14534-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 RIDGE RD, WEBSTER, NY 14580-2485

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 27, 2022
Property Address	41 ARMETALE LUSTER, WEBSTER, NY 14580-2483
Document Number	0000000642
Book / Page	12763 / 1
Map Reference	LB 362 PG 81
Instrument Date	Nov 4, 2022
Instrument	202212270642
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,632.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 RIDGE RD, WEBSTER, NY 14580-2485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ARMETALE LUSTER, WEBSTER, NY 14580-2483

Mortgage

Document Number	0000000643
Date	Dec 27, 2022
Instrument	202212270643

Lender

Name	ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 41 Armetale Luster was $11,559, up 8.8% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,559.00 (+8.84%)
2025	$10,620.00	$387,700 Land $59,300 Building $328,400	$516,900 Land $79,062 Building $437,838
2023		$383,200 Land $59,300 Building $323,900	$407,700 Land $63,091 Building $344,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Armetale Luster in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Armetale Luster is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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