41 Armadillo St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 41 Armadillo St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,182 sqft · built 1907
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2023)
Tax Bill	$1,456 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2017 Sale
APN	`060300 79.12-1-2`

Property Details

APN / Parcel Number

Primary APN	`060300 79.12-1-2`
Alternative APNs	`03000790120001002000` `030002040`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	848 sqft
Upper Floors Area	334 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030002040
Street Address	41 ARMADILLO ST
City	DUNKIRK
State	NY
Zip	14048-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	60 X 112.5 RES; OLD APN: 060300 21-3-2
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1029
Census Tract	35500

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 ARMADILLO ST, DUNKIRK, NY 14048-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SARA HERNANDEZ
Jun 14, 2017	Deed, Transfer NOT AVAILABLE, MICHAEL CERRIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	20233158
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 2, 2023
Property Address	41 ARMADILLO ST, DUNKIRK, NY 14048-1101
Document Number	DE2023003158
Instrument Date	May 1, 2023
Instrument	DE2023003158
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ARMADILLO ST, DUNKIRK, NY 14048-1101

Mortgage

Document Number	MT2023002131
Date	May 2, 2023
Instrument	MT2023002131

Lender

Name	SARA HERNANDEZ

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 14, 2017
Property Address	41 ARMADILLO ST, DUNKIRK, NY 14048-1101
Document Number	0000002017/0000003620
Book / Page	0000002017 / 0000003620
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, MICHAEL CERRIE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S GAZELLE ST, DUNKIRK, NY 14048-1821

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00 (+3.34%)
2025	$1,409.00	$35,000 (-) Land $3,200 Building $31,800	$79,545 (+25%) Land $7,273 Building $72,272
2023		$35,000 (-) Land $3,200 Building $31,800	$63,636 (+14.54%) Land $5,818 Building $57,818
2022	Additional exemption filed	$35,000 Land $3,200 Building $31,800	$55,556 Land $5,079 Building $50,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

Nearby Properties on Armadillo St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures