41 Amelia Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 41 Amelia Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2025)
Tax Bill	$3,402 (2026)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 7.18-2-1`

Property Details

APN / Parcel Number

Primary APN	`012689 7.18-2-1`
Alternative APNs	`268900701800020010000000` `00701800020010000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	192 sqft
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00701800020010000000
Street Address	41 AMELIA DR
City	SCHENECTADY
State	NY
Zip	12309-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 41 N-43 E-1 S-43-20
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3007
Census Tract	13802

Owner

41 Amelia Dr is owned and occupied by an individual who bought it in June 2025.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 HICKORY RD, SCHENECTADY, NY 12309-4722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Deed Document Number	202511174
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	41 AMELIA DR, SCHENECTADY, NY 12309-3231
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AMELIA DR, SCHENECTADY, NY 12309-3231

Mortgage

Document Number	0000000924
Date	Feb 11, 2026
Instrument	R2026-2924

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 41 Amelia Dr was $3,402 with exemptions applied, up 53.7% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,402.00 (+53.66%) Homeowner's exemption Senior Citizen's exemption
2025	$2,214.00 Homeowner's exemption Senior Citizen's exemption	$74,000 Land $14,800 Building $59,200	$169,300 Land $33,860 Building $135,440
2023		$74,000 (-) Land $14,800 Building $59,200	$145,100 (+9.32%) Land $29,020 Building $116,080
2022		$74,000 Land $14,800 Building $59,200	$132,735 Land $26,547 Building $106,188
2021	$2,130.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Amelia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Amelia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20