41 Amber Oaks Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 41 Amber Oaks Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 2020
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Mar 2024)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458300052234000`

Property Details

APN / Parcel Number

Primary APN	`458300052234000`
Alternative APNs	`52447` `62399`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	251 ft deep x 60 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62399
Street Address	41 AMBER OAKS LN
City	MURPHY
State	NC
Zip	28906-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 & 32 NORTH OAK ESTATES 1652/187
Legal Subdivision	NORTH OAK ESTATES
Legal Lot Number	23-32
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1118
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	730 DILLON OAKS DR, MURPHY, NC 28906-9086
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 20, 2024	Warranty Deed, Transfer
Feb 17, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	1257
Deed Book / Page	1753 / 312
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	41 AMBER OAKS LN, MURPHY, NC 28906-8003
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AMBER OAKS LN, MURPHY, NC 28906-8003

Mortgage

Document Number	001750/304
Date	Jan 24, 2024
Book Page	1750/304
Instrument	364

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	116 PEACHTREE ST, MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 20, 2024
Property Address	41 AMBER OAKS LN, MURPHY, NC 28906-8003
Document Number	001753/312
Book / Page	1753 / 312
Map Reference	MB 1406 PG 575
Instrument Date	Mar 15, 2024
Instrument	1257
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 AMBER OAKS LN, MURPHY, NC 28906-8003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 DILLON OAKS DR, MURPHY, NC 28906-9086

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 17, 2022
Property Address	41 AMBER OAKS LN, MURPHY, NC 28906-8003
Document Number	001704/502
Book / Page	1704 / 502
Instrument Date	Feb 16, 2022
Instrument	1042
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 461, MURPHY, NC 28906-0461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 AMBER OAKS LN, MURPHY, NC 28906-8003

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00	$208,260 (-)	$208,260 (-) Land $36,000 Building $172,260
2023		$208,260	$208,260 Land $36,000 Building $172,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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