41 Abner Point Rd, Bailey Island, ME 04003 Property Records

Cumberland County and Harpswell Town property record for 41 Abner Point Rd, Bailey Island, ME 04003

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	5 bd · 3.5 ba · 768 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$1,510 (2025)
Flood Zone	Zone VE (high risk)
APN	`HARP M:022 L:054`

Property Details

APN / Parcel Number

Primary APN	`HARP M:022 L:054`
Alternative APN	`1828`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	768 sqft Total Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1828
Street Address	41 ABNER POINT RD
City	BAILEY ISLAND
State	ME
Zip	04003-2539
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	CF
Legal Lot Number	54
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1005
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 CEDAR BEACH RD, BAILEY ISLAND, ME 04003-2517
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019
Deed Sale	Feb 15, 2019
Prior Sale	Feb 15, 2019
Deed Book / Page	35462 / 226
Transfer Doc	0332820256
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,510.00 (-2.71%)	$226,700 (-7.13%) Land $218,100 Building $8,600
2024	$1,552.00 (+4.23%)	$244,100 (-) Land $218,100 Building $26,000
2023	$1,489.00 (+3.4%)	$244,100 (-) Land $218,100 Building $26,000
2022	$1,440.00	$244,100 Land $218,100 Building $26,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 individual policies
Nearby Flood Policies	34 units insured incl. 2 condo units
Nearby Flood Claims	11 (1990–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250