41 10th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 41 10th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 2010
Lot Size	0.414 acres (18,040 sqft)
Owner	Individual Name on Record
Last Sale	$234,400 (Feb 2010)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4698-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4698-3`
Alternative APNs	`05-2S-23-2080-0053-0150` `23S205208000530150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	1,872 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	18,040 sqft (0.414 acres)
Lot Width	67 ft Width
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	41 10TH ST
City	SHALIMAR
State	FL
Zip	32579-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE COM SW COR LOT 18 BLK 53 N 103FT TO POB N 67FT TO S R/W 6TH AVE E 140FT TO W R/W 10TH ST S 67FT W 140FT TO POB AKA PARCEL C; 6TH AVE VAC PER RES 09-43 AND 10TH ST VAC PER BK 754 PG 382
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	53
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3003
Census Tract	21501

Owner

Source: Okaloosa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 10TH ST, SHALIMAR, FL 32579-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 24, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2010 · Amount on Record
Deed Sale	Feb 2, 2010 · Amount on Record
Prior Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	20102614866
Deed Book / Page	2922 / 4014
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jun 10, 2026
Property Address	41 10TH ST, SHALIMAR, FL 32579-2045
Document Number	0003821489
Instrument Date	Jun 5, 2026
Instrument	20263821489
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 10TH ST, SHALIMAR, FL 32579-2045

Mortgage

Document Number	0003821489,
Date	Jun 10, 2026
Instrument	20263821489

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	41 10TH ST, SHALIMAR, FL 32579-2045
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110TH ST, SHALIMAR, FL 32579

Mortgage

Document Number	0003648670
Date	Sep 24, 2023
Instrument	3648670

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	41 10TH ST, SHALIMAR, FL 32579-2045
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035264185
Date	Feb 19, 2021
Book Page	3526/4185
Instrument	3431435

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$246,109 (+9.84%)	$373,807 (+2.35%) Land $83,200 Building $290,607
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,053	$365,210 Land $58,203 Building $307,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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