40W089 Rte 64, #E, Saint Charles, IL 60174 Property Records

Kane County property record for 40W089 Rte 64, #E, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	1,260 sqft · built 2003
Owner	2 Company Names on Record
Last Sale	$325,000 (Aug 2021)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-23-281-026`

Property Details

APN / Parcel Number

Primary APN	`08-23-281-026`

Interior

Stories	1 Story
Building Area	1,260 sqft Gross Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick

Location & Zoning

Street Address	40W089 RTE 64, E
City	SAINT CHARLES
State	IL
Zip	60174
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 AND 2 CAMPTON SQUARE CONDOMINIUM UNIT E
Legal Subdivision	CAMPTON SQUARE CONDO
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2005
Census Tract	852407

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	584 GRANDE VISTA DR, ROCKWOOD, TN 37854-2581
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit SMALL BUSINESS GROWTH CORPORATION
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Jul 14, 2003 · Amount on Record
Deed Document Number	202159783
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W089 RTE 64 # E, E, ST CHARLES, IL 60174
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060095
Date	Aug 6, 2021
Instrument	2021K060095

Lender

Name	SMALL BUSINESS GROWTH CORPORATION
Type	Non-Lending Institution
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W089 RTE 64 # E, E, ST CHARLES, IL 60174
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059786
Date	Aug 5, 2021
Instrument	2021K059786

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,457.00 (+2.39%)	$70,930 (+8.43%) Land $11,154 Building $59,776	$212,875 (+8.43%) Land $33,475 Building $179,400
2024	$4,353.00 (+8.18%)	$65,416 (+22.76%) Land $10,287 Building $55,129	$196,327 (+22.81%) Land $30,873 Building $165,453
2022	$4,024.00 (+6.15%)	$53,289 (+5.91%) Land $8,380 Building $44,909	$159,867 (+5.91%) Land $25,140 Building $134,727
2021	$3,791.00	$50,315 Land $7,912 Building $42,403	$150,945 Land $23,736 Building $127,209

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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