40W686 Russell Rd, Elgin, IL 60124 Property Records

Kane County property record for 40W686 Russell Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1974
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,135 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-14-300-007`

Property Details

APN / Parcel Number

Primary APN	`05-14-300-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	45,738 sqft
Garage Area	892 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40W686 RUSSELL RD
City	ELGIN
State	IL
Zip	60124-8128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2096
Census Tract	850711

Owner

40W686 Russell Rd is owned and occupied by two individuals who acquired it in July 2011.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40W686 RUSSELL RD, ELGIN, IL 60124-8128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 7, 2011
Transfer Doc	0000041709
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 40W686 Russell Rd was $7,135 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,135.00 Homeowner's exemption	$123,320 (+9.42%) Land $29,791 Building $93,529	$370,108 (+9.42%) Land $89,409 Building $280,699
2024		$112,707 Land $27,638 Building $85,069	$338,256 Land $82,947 Building $255,309
2022	$7,554.00 (+4.95%) Homeowner's exemption	$95,087 (+7.38%) Land $23,138 Building $71,949	$285,261 (+7.38%) Land $69,414 Building $215,847
2021	$7,198.00 Homeowner's exemption	$88,552 Land $22,353 Building $66,199	$265,656 Land $67,059 Building $198,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40W686 Russell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40W686 Russell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20