Kane County property record for 40W548 Settlement Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,931 sqft · built 2006 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $654,000 (Aug 2015) |
| Tax Bill | $18,217 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-180-002 |
| Primary APN | 08-23-180-002 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,931 sqft Living Area |
| Gross Area | 6,813 sqft |
| Basement Area | 1,958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 366 sqft |
| Cooling System | Central |
|---|
| Street Address | 40W548 SETTLEMENT DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX CREEK UNIT NO 1 LOT 7 |
| Legal Subdivision | FOX CREEK |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 852408 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40W548 SETTLEMENT DR, SAINT CHARLES, IL 60175-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Prior Sale | Mar 2, 2005 · Amount on Record |
| Deed Document Number | 201543837 |
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 0000033819 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,217.00 (+10.74%) | $285,281 (+8.43%) Land $45,322 Building $239,959 | $856,185 (+8.43%) Land $136,020 Building $720,165 |
| 2024 | $263,101 (+22.76%) Land $41,798 Building $221,303 | $789,619 (+22.8%) Land $125,444 Building $664,175 | |
| 2022 | $16,450.00 (+4.56%) Homeowner's exemption | $214,330 (+5.91%) Land $34,050 Building $180,280 | $642,990 (+5.91%) Land $102,150 Building $540,840 |
| 2021 | $15,732.00 Homeowner's exemption | $202,370 Land $32,150 Building $170,220 | $607,110 Land $96,450 Building $510,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Fox Valley Internet.
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