40W465 Longshadow Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 40W465 Longshadow Ln, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,091 sqft · built 1978
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2021)
Tax Bill	$10,734 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-14-402-005`

Property Details

APN / Parcel Number

Primary APN	`08-14-402-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,091 sqft Living Area
Gross Area	4,811 sqft
Basement Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Combination
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40W465 LONGSHADOW LN
City	SAINT CHARLES
State	IL
Zip	60175-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BURNING TREE 3
Legal Block	2
Legal Lot Number	41
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2026
Census Tract	852404

Owner

40W465 Longshadow Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40W465 LONGSHADOW LN, SAINT CHARLES, IL 60175-8522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDLINK FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Deed Document Number	202195191
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W465 LONGSHADOW LN, ST CHARLES, IL 60175-8522
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40W65 LONGSHADOW LANE ST, SAINT CHARLES, IL 60175

Mortgage

Document Number	0000030794
Date	Jun 13, 2022
Instrument	2022K030794

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2021
Property Address	40W465 LONGSHADOW LN, ST CHARLES, IL 60175-8522
Document Number	0000095191
Instrument Date	Dec 8, 2021
Instrument	2021K095191
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40W465 LONGSHADOW LN, ST CHARLES, IL 60175-8522

Mortgage

Document Number	0000095192
Date	Dec 23, 2021
Instrument	2021K095192

Lender

Name	LENDLINK FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 40W465 Longshadow Ln was $10,734 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,734.00 Homeowner's exemption	$185,128 (+8.43%) Land $24,631 Building $160,497	$555,606 (+8.43%) Land $73,923 Building $481,684
2024		$170,735 Land $22,716 Building $148,019	$512,410 Land $68,175 Building $444,235
2022	$9,693.00 (+6.46%) Homeowner's exemption	$135,240 (+5.91%) Land $18,505 Building $116,735	$405,720 (+5.91%) Land $55,515 Building $350,205
2021	$9,105.00 Homeowner's exemption	$127,693 Land $17,472 Building $110,221	$383,079 Land $52,416 Building $330,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40W465 Longshadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40W465 Longshadow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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