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40W108 James Michener Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 40W108 James Michener Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,528 sqft · built 2001
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$287,500 (Mar 2018)
Tax Bill$10,212 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-23-278-011

Property Details

APN / Parcel Number

Primary APN08-23-278-011

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,528 sqft Living Area
Gross Area5,603 sqft
Basement Area1,241 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area834 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40W108 JAMES MICHENER DR
CitySAINT CHARLES
StateIL
Zip60175-6541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMPTON CROSSING UNIT 1 - LOT 32
Legal SubdivisionCAMPTON CROSSING
Legal Block2
Legal Lot Number32
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2005
Census Tract852407

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address40W108 JAMES MICHENER DR, SAINT CHARLES, IL 60175-6541
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Nov 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 15, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Dec 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2018 · Amount on Record
Deed SaleMar 15, 2018 · Amount on Record
Prior SaleOct 20, 2009 · Amount on Record
Deed Document Number201812132
Prior Transfer DateDec 11, 2017
Prior Transfer Doc0000065379
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address40W108 JAMES MICHENER DR, ST CHARLES, IL 60175-6541
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029156
DateApr 14, 2021
Instrument2021K029156
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term118 Months
DueFeb 1, 2031

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 16, 2020
Property Address40W108 JAMES MICHENER DR, ST CHARLES, IL 60175-6541
Document Number0000070447
Instrument DateJun 22, 2020
Instrument70447
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address40W 108 JAMES MICHENER DR ST CHARLES IL 60175, ST CHARLES, IL 60175

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 15, 2018
Property Address40W108 JAMES MICHENER DR, ST CHARLES, IL 60175-6541
Document Number0000012132
Map ReferenceDOC2000K046993
Instrument DateFeb 20, 2018
Instrument2018K012132
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$287.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressSAINT CHARLES, IL 60175

Transferred To (Grantee/Buyer)

NameVerified Name
Address40W108 JAMES MICHENER DR, SAINT CHARLES, IL 60175-6541

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 15, 2017
Property Address40W108 JAMES MICHENER DR, ST CHARLES, IL 60175-6541
Document Number0000065379
Instrument DateDec 11, 2017
Instrument65379
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1457 N 200 W GREENFIELD IN 461408465, GREENFIELD, IN 46140-8465

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,212.00 (+13.49%) Homeowner's exemption$175,969 (+8.43%) Land $37,328 Building $138,641$528,118 (+8.43%) Land $112,029 Building $416,089
2024$162,288 (+25.57%) Land $34,426 Building $127,862$487,059 (+25.62%) Land $103,319 Building $383,739
2022$8,998.00 (+6.47%) Homeowner's exemption$129,242 (+9.38%) Land $28,045 Building $101,197$387,726 (+9.38%) Land $84,135 Building $303,591
2021$8,451.00 Homeowner's exemption$118,159 Land $26,480 Building $91,679$354,477 Land $79,440 Building $275,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASCO SD
serves 4,000 people · EPA ID IL0890110
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

May also be available: Verizon.

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