Kane County property record for 40W076 Sturbridge Way, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,398 sqft · built 1989 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Jul 2021) |
| Tax Bill | $12,952 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35-226-007 |
| Primary APN | 05-35-226-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,398 sqft Living Area |
| 1st Floor Area | 3,398 sqft |
| Basement Area | 3,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 54,450 sqft |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W076 STURBRIDGE WAY |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 |
| Legal Subdivision | STURBRIDGE |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 850709 |
40W076 Sturbridge Way is owned and occupied by two individuals who bought it in July 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40W076 STURBRIDGE WAY, ELGIN, IL 60124-8609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | May 13, 2002 · Amount on File |
| Deed Document Number | 202151239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 2, 2021 |
| Property Address | 40W076 STURBRIDGE WAY, ELGIN, IL 60124-8609 |
| Document Number | 0000051239 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021K051239 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40W076 STURBRIDGE WAY, 40W076, ELGIN, IL 60124-8609 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40W076 STURBRIDGE WAY, ELGIN, IL 60124-8609 |
| Document Number | 0000051240 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021K051240 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 40W076 Sturbridge Way was $12,952 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,952.00 Homeowner's exemption | $199,229 (+7.79%) Land $33,762 Building $165,467 | $597,926 (+7.79%) Land $101,327 Building $496,600 |
| 2024 | $184,831 Land $31,322 Building $153,509 | $554,715 Land $94,004 Building $460,711 | |
| 2022 | $13,657.00 (+4.28%) Homeowner's exemption | $163,874 (+3.51%) Land $24,917 Building $138,957 | $491,622 (+3.51%) Land $74,751 Building $416,871 |
| 2021 | $13,097.00 Homeowner's exemption | $158,317 Land $24,072 Building $134,245 | $474,951 Land $72,216 Building $402,735 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40W076 Sturbridge Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40W076 Sturbridge Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures