40B Merrick St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 40B Merrick St, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 2007
Lot Size	0.059 acres (2,562 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2015)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-007-0040B`

Property Details

APN / Parcel Number

Primary APN	`6-007-0040B`
Alternative APN	`WORC M:06 B:007 L:0040B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	756 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,562 sqft (0.059 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	6-007-0040B
Street Address	40B MERRICK ST
City	WORCESTER
State	MA
Zip	01609-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	7
Legal Lot Number	40B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	731500

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 MERRICK ST, B, WORCESTER, MA 01609-1838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Book / Page	54311 / 282
Transfer Doc	045864-263
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40B MERRICK ST, WORCESTER, MA 01609-1838
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070589-37
Date	Jun 4, 2024
Book Page	70589/37
Instrument	41950

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40B MERRICK ST, WORCESTER, MA 01609-1838
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067089-314
Date	Feb 9, 2022
Book Page	67089/314
Instrument	15780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40B MERRICK ST, WORCESTER, MA 01609-1838
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064166-5
Date	Jan 6, 2021
Book Page	64166/5
Instrument	1994

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40B MERRICK ST, WORCESTER, MA 01609-1838
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064166-5
Date	Jan 6, 2021
Book Page	64166/5
Instrument	1994

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,399.00 (+1%)	$333,500 (+19.58%) Land $42,200 Building $291,300
2023	$3,999.00	$278,900 Land $33,800 Building $245,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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