40A 8th Ave, Key West, FL 33040 Property Records

Monroe County property record for 40A 8th Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2021
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jun 1989)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`00131730-000000`

Property Details

APN / Parcel Number

Primary APN	`00131730-000000`
Alternative APNs	`35672500131730000000` `1165883`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	720 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Metal Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	87 ft deep x 40 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	216 sqft
Patio Area	456 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1165883
Street Address	40A 8TH AVE
City	KEY WEST
State	FL
Zip	33040-5863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK A LTS 40-41 LINCOLN GARDENS NO-1 STOCK PB5-89 OR493-495/96 OR788-1012/13 OR896-27 OR1067-2108 OR1095-1074 OR1446-140 OR1460-1704/17 OR1473-568/72 OR2887-410/411 OR3050-1048 OR3067-1624
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 1
Legal Block	A
Legal Lot Number	40-41
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4013
Census Tract	971800

Owner

Source: Monroe County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2932 HARRIS AVE, KEY WEST, FL 33040-4046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage COUNTY OF MONROE
Jan 6, 2021	Intrafamily Transfer, Transfer · Construction Mortgage TRUIST BANK
Jan 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1989 · Amount on Record
Deed Sale	Jun 1, 1989 · Amount on Record
Prior Sale	Sep 1, 1988 · Amount on Record
Deed Book / Page	1095 / 1074
Last Transfer Date	Dec 31, 2020
Transfer Doc	0030671624
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	40A 8TH AVE, KEY WEST, FL 33040-5863
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030671651
Date	Jan 6, 2021
Book Page	3067/1651
Instrument	2298151

Lender

Name	COUNTY OF MONROE
Type	Government Agency
Address	KEY WEST, FL 33040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 31, 2030

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jan 6, 2021
Property Address	40A 8TH AVE, KEY WEST, FL 33040-5863
Document Number	0030671624
Book / Page	3067 / 1624
Map Reference	MB 5 PG 89
Instrument Date	Dec 31, 2020
Instrument	2298149
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 HARRIS AVE, KEY WEST, FL 33040-4046

Mortgage

Document Number	0030671626
Date	Jan 6, 2021
Instrument	3067/1626

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.25%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 12, 2018
Property Address	40A 8TH AVE, KEY WEST, FL 33040-5863
Document Number	0028870410
Book / Page	002887 / 000410
Instrument Date	Jan 12, 2018
Instrument	2150953
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40A 8TH AVE KEY WEST FL 330405863, KEY WEST, FL 33040-5863

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,172.00 (+5.59%) Homeowner's exemption	$805,169 (+5.99%)	$883,091 (+16.24%) Land $583,868 Building $299,223
2024	$6,792.00 (+3.95%)
2023	$6,534.00 (+11.73%) Homeowner's exemption	$759,688 (+0.73%) Land $484,820 Building $274,868	$759,688 (+0.73%) Land $484,820 Building $274,868
2022	$5,848.00	$754,182 Land $465,704 Building $288,478	$754,182 Land $465,704 Building $288,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 8th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures