40995 Cutleaf Ln, Aldie, VA 20105 Property Records

Loudoun County property record for 40995 Cutleaf Ln, Aldie, VA 20105

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,600 sqft · built 2019
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$778,530 (Aug 2019)
Tax Bill$9,803 (2023)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN289-19-1993-000

Property Details

APN / Parcel Number

Primary APN289-19-1993-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area3,600 sqft Living Area
Gross Area5,760 sqft
Basement Area927 sqft
Finished Basement927 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleColonial
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address40995 CUTLEAF LN
CityALDIE
StateVA
Zip20105-3182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR3UBF
Legal DescriptionGREENS SOUTH AT WILLOWSFORD SEC.10C LOT 45 201806190034852/3P
Legal SubdivisionGREENS SOUTH AT WILLOWSFORD
Legal Lot Number45
JurisdictionLOUDOUN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group3
Census Block3000
Census Tract611813

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40995 CUTLEAF LN, ALDIE, VA 20105-3182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage
GUARANTEED RATE
Aug 29, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number201908290050925
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address40995 CUTLEAF LN, ALDIE, VA 20105-3182
Document Number20201214122827
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40995 CUTLEAF LN ALDIE VA 201053182, ALDIE, VA 20105-3182

Mortgage

Document Number20201214122827
DateDec 14, 2020
Instrument122827
Lender
NameGUARANTEED RATE
Agreement
AmountAmount Recorded
Term360 Months
DueDec 13, 2050
Interest
Rate TypeFixed Rate

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateAug 29, 2019
Property Address40995 CUTLEAF LN, ALDIE, VA 20105-3182
Document Number20190829050925
Instrument DateAug 28, 2019
Instrument50925
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$778.53
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40995 CUTLEAF LN ALDIE VA 201053182, ALDIE, VA 20105-3182

Mortgage

Document Number20190829050926
DateAug 29, 2019
Instrument50926
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,803.00$1,120,420 Land $403,000 Building $717,420$1,120,420 Land $403,000 Building $717,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880

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