Erie County and Amherst Town property record for 4099 Main St, Buffalo, NY 14226
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,504 sqft · built 1914 |
| Lot Size | 0.875 acres (38,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Jul 2016) |
| Tax Bill | $22,012 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 79.08-3-2.1 |
| Primary APN | 142289 79.08-3-2.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,504 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| 2nd Floor Area | 1,504 sqft |
| Upper Floors Area | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 38,010 sqft (0.875 acres) |
| Lot Dimensions | 180 ft deep x 210 ft wide |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 286 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4099 MAIN ST |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14226-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 840 PT 1 & PT 2 34 12 7 |
| Legal Subdivision | AMHERST ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 2.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 9501 |
4099 Main St is owned and occupied by two individuals who bought it in July 2016.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4099 MAIN ST, BUFFALO, NY 14226-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Dec 4, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2016 · Amount on File |
| Deed Sale | Jul 26, 2016 · Amount on File |
| Prior Sale | Nov 6, 1998 · Amount on File |
| Deed Document Number | 2016154872 |
| Deed Book / Page | 11299 / 3590 |
| Prior Transfer Date | Jun 1, 2014 |
| Prior Transfer Doc | 0112660501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4099 MAIN ST, AMHERST, NY 14226-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4099 MAIN ST, BUFFALO, NY 14226-3407 |
| Document Number | 0140350136 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 14035/136 |
| Instrument | 2022007551 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4099 MAIN ST, AMHERST, NY 14226-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4099 MAIN ST, BUFFALO, NY 14226-3407 |
| Document Number | 0113810657 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 11381/657 |
| Instrument | 2021105227 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Dec 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4099 MAIN ST, AMHERST, NY 14226-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4099 MAIN ST, BUFFALO, NY 14226-3407 |
| Document Number | 0139980400 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 13998/400 |
| Instrument | 2021105226 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Dec 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4099 MAIN ST, AMHERST, NY 14226-3407 |
| Document Number | 0138826945 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 914 LEBRUN RD BUFFALO NY 142264223, BUFFALO, NY 14226-4223 |
| Document Number | 0138826945 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 013882/006945 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4099 Main St was $22,012, up 166.1% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Amherst Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,012.00 (+166.13%) | ||
| 2025 | $8,271.00 (-58.39%) | $921,000 (-) Land $130,200 Building $790,800 | $930,300 (+1.01%) Land $131,515 Building $798,785 |
| 2024 | $19,878.00 | $921,000 (+72.15%) Land $130,200 Building $790,800 | $921,000 (+6.73%) Land $130,200 Building $790,800 |
| 2023 | $535,000 Land $97,300 Building $437,700 | $862,903 Land $156,935 Building $705,968 | |
| 2019 | $17,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4099 Main St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2017) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4099 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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