4099 Division St, Wayland, MI 49348 Property Records

Allegan County property record for 4099 Division St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,775 sqft · built 2021
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,926 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-019-019-02`

Property Details

APN / Parcel Number

Primary APN	`13-019-019-02`
Alternative APN	`03-13-019-019-02`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,775 sqft Living Area
1st Floor Area	1,775 sqft
Basement Area	1,775 sqft
Unfinished Basement	1,775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	152,460 sqft (3.5 acres)
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4099 DIVISION ST
City	WAYLAND
State	MI
Zip	49348-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM S 1/4 COR TH N 00DEG 40' 53 E 1675' TO POB TH CONT N 00DEG 40' 53 E 250' TH S 89DEG 14' 09 E 269.97' TH N 00DEG 41' 11 E 107.37' TH S 89DEG 14' 09 E 230.16' TH S 00DEG 40' 55 E 397.49' TH N 75DEG 12' 58 W 237.34' TH S 00DEG 41' 11 W 17.39' TH N 8
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	3
Census Block	3008
Census Tract	30402

Owner

4099 Division St is owned and occupied by two individuals who acquired it in June 2020.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4099 DIVISION ST, WAYLAND, MI 49348-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK
Jun 22, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 19, 2020
Transfer Doc	0004475/50
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Apr 10, 2026
Property Address	4099 DIVISION ST, WAYLAND, MI 49348-9752
Document Number	005127/356
Book / Page	5127 / 356
Instrument Date	Apr 6, 2026
Instrument	20265940
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4099 DIVISION ST, WAYLAND, MI 49348-9752

Mortgage

Document Number	0000005940,
Date	Apr 10, 2026
Book Page	5127/356
Instrument	20265940

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4099 DIVISION ST, WAYLAND, MI 49348-9752
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	LIGHTHOUSE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4099 DIVISION ST, WAYLAND, MI 49348-9752

Mortgage

Document Number	004717/633
Date	Jan 7, 2022
Book Page	4717/633
Instrument	2022000660

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4099 DIVISION ST, WAYLAND, MI 49348-9752
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004571/374
Date	Jan 29, 2021
Book Page	4571/374

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 22, 2020
Property Address	4099 DIVISION ST, WAYLAND, MI 49348-9752
Document Number	0004475/50
Book / Page	4475 / 50
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 DIVISION ST, 4105, WAYLAND, MI 49348-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 DIANE ST SE, GRAND RAPIDS, MI 49508-6243

Tax Assessment & Valuation

The 2025 property tax bill for 4099 Division St was $6,926 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,300 Land $28,900 Building $244,400	$546,600 Land $57,800 Building $488,800
2025	$6,926.00
2023		$205,500 Land $28,800 Building $176,700	$411,000 Land $57,600 Building $353,400
2022	$9,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4099 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4099 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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