San Diego County property record for 4098 Stonebridge Ln, Rancho Santa Fe, CA 92091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,128 sqft · built 1990 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,900,000 (Jun 2021) |
| Tax Bill | $46,517 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-190-24-00 |
| Primary APN | 262-190-24-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,128 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 124,582 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4098 STONEBRIDGE LN |
|---|---|
| City | RANCHO SANTA FE |
| State | CA |
| Zip | 92091-4554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 24 TR 011055 |
| Legal Subdivision | SAN DIEGO #4254 |
| Legal Tract | 011055 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 17106 |
4098 Stonebridge Ln is owned by a company that bought it in June 2021.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4098 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4554 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Aug 2, 2021 | Grant Deed, Transfer |
| Jun 1, 2021 | Grant Deed, Transfer EQUITY TITLE |
| Apr 4, 2018 | Intrafamily Transfer, Transfer · ARM BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | May 3, 1999 · Amount on File |
| Deed Document Number | 2021408727 |
| Prior Transfer Date | Mar 26, 2018 |
| Prior Transfer Doc | 0000132016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 2, 2021 |
| Property Address | 4098 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4554 |
| Document Number | 0000548969 |
| Map Reference | MAP 11055 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021-0548969 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 1, 2021 |
| Property Address | 4098 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4554 |
| Document Number | 0000408727 |
| Map Reference | MAP 11055 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021-0408727 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1281 SAN ANDREAS RD, LA SELVA BEACH, CA 95076-9637 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 4, 2018 |
| Property Address | 4098 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4554 |
| Document Number | 0000132016 |
| Map Reference | MAP 11055 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2018-0132016 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4098 STONEBRIDGE LN, RANCHO SANTA FE, CA 92091-4554 |
| Document Number | 0000132017 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018-0132017 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 4098 Stonebridge Ln was $46,517.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,305,912 (+2%) Land $2,870,608 Building $1,435,304 | |
| 2025 | $46,517.00 | $4,221,483 Land $2,814,322 Building $1,407,161 |
| 2023 | $44,580.00 (+0.91%) | $4,057,560 Land $2,705,040 Building $1,352,520 |
| 2022 | $44,178.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4098 Stonebridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 12 (1978–2020) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4098 Stonebridge Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Orion Broadband, Race Communications, San Diego Broadband.
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