Henry County property record for 4098 Smith Rd, Colona, IL 61241
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Nov 2022) |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-351-003 |
| Primary APN | 01-35-351-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Total Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4098 SMITH RD |
|---|---|
| City | COLONA |
| State | IL |
| Zip | 61241-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 6 SMITH SUB SW SEC 35 T18N R1E |
| Legal Range | 01E |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | SMITH SUB |
| Legal Block | 351 |
| Legal Lot Number | 6 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | COLONA |
| Census Block Group | 7 |
| Census Block | 7015 |
| Census Tract | 30100 |
Source: Henry County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4098 SMITH RD, COLONA, IL 61241-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 20226620 |
| Prior Transfer Date | Jun 27, 2005 |
| Prior Transfer Doc | 0200506182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Nov 14, 2022 |
| Property Address | 4098 SMITH RD, COLONA, IL 61241-8711 |
| Document Number | 0000006620 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 20-2206620 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4098 SMITH RD, COLONA, IL 61241-8711 |
| Document Number | 0000006621 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 20-2206621 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.8% |
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Colona Township |
| Elementary School District | Colona School District 190 (PK - 08) |
| Secondary School District | United Township High School District 30 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 (+32.98%) | $49,036 (+25.46%) Land $4,115 Building $44,921 | $147,108 (+25.46%) Land $12,345 Building $134,763 |
| 2022 | $39,086 Land $3,280 Building $35,806 | $117,258 Land $9,840 Building $107,418 | |
| 2021 | $2,559.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 57 (1978–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
May also be available: Nextlink, T-Mobile.
5G (outdoors only) and 4G LTE
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