4098 Ring Rd, Center Point, IA 52213 Property Records

Linn County property record for 4098 Ring Rd, Center Point, IA 52213

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,816 sqft · built 1978
Lot Size	1.63 acres (71,438 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Aug 2009)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04271-26003-00000`

Property Details

APN / Parcel Number

Primary APN	`04271-26003-00000`

Interior

Bedrooms	5 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Basement Area	1,816 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,438 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4098 RING RD
City	CENTER POINT
State	IA
Zip	52213-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	HUFFMAN 1ST LOT 1
Legal Range	8W
Legal Township	86N
Legal Section	27
Legal Subdivision	HUFFMAN 1ST
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1061
Census Tract	10200

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4098 RING RD, CENTER POINT, IA 52213-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2009 · Amount on Record
Deed Sale	Aug 7, 2009 · Amount on Record
Deed Book / Page	7374 / 15
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Jun 16, 2026
Property Address	4098 RING RD, CENTER POINT, IA 52213-9753
Document Number	0000016962
Instrument Date	Jun 8, 2026
Instrument	202616962
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 RING RD, CENTER POINT, IA 52213-9753

Mortgage

Document Number	0000016962,
Date	Jun 16, 2026
Instrument	202616962

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	4098 RING RD, CENTER POINT, IA 52213-9753
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010985456
Date	Apr 19, 2021
Book Page	10985/456

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	4098 RING RD, CENTER POINT, IA 52213-9753
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011059429
Date	Jun 25, 2021
Book Page	11059/429

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,600 (-) Land $56,000 Building $243,600	$299,600 (-) Land $56,000 Building $243,600
2025	$3,774.00 (-3.63%)	$299,600 (+3.63%) Land $56,000 Building $243,600	$299,600 (+3.63%) Land $56,000 Building $243,600
2024	$3,916.00 (+4.43%)
2023		$289,100 Land $56,000 Building $233,100	$289,100 Land $56,000 Building $233,100
2022	$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2009–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: T-Mobile, Verizon.

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