4098 Regal St, Carnation, WA 98014 Property Records

King County property record for 4098 Regal St, Carnation, WA 98014

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,430 sqft · built 1979
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Aug 2022)
Tax Bill$5,746 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN721133-0120

Property Details

APN / Parcel Number

Primary APN721133-0120
Alternative APN
  • 721133012006

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area1,890 sqft
1st Floor Area980 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area7,700 sqft (0.177 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area25 sqft
Deck Area380 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number721133012006
Street Address4098 REGAL ST
CityCARNATION
StateWA
Zip98014-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionREGAL GLEN OF CARNATION
Legal Range07
Legal Township25
Legal Section16
Legal SubdivisionREGAL GLEN OF CARNATION
Legal Lot Number12
JurisdictionKING WA
Township / Civil DivisionSNOQUALMIE VALLEY
Census Block Group3
Census Block3062
Census Tract32500

Owner

4098 Regal St is owned and occupied by two individuals who bought it in August 2022.

Source: King County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address4098 REGAL ST, CARNATION, WA 98014-5025
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 24, 2018Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2022 · Amount on File
Deed SaleAug 16, 2022 · Amount on File
Prior SaleOct 24, 2018 · Amount on File
Deed Document Number20221042
Prior Transfer DateJun 24, 2015
Prior Transfer Doc0000002661
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateAug 16, 2022
Property Address4098 REGAL ST, CARNATION, WA 98014-5025
Document Number0000001042
Map ReferenceVOL 107 PG 54&55
Instrument DateAug 3, 2022
Instrument20220816001042
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyRAINIER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,586.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4098 REGAL ST, CARNATION, WA 98014-5025

Mortgage

Document Number0000001043
DateAug 16, 2022
Instrument20220816001043
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address4098 REGAL ST, CARNATION, WA 98014-5025
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002802
DateJan 21, 2021
Instrument20210121002802
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateOct 24, 2018
Property Address4098 REGAL ST, CARNATION, WA 98014-5025
Document Number0000000938
Instrument DateOct 17, 2018
Instrument201810240938
Transaction TypeTransfer
Record UpdatedNov 5, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4098 REGAL ST CARNATION WA 98014, CARNATION, WA 98014

Mortgage

Document Number939
DateOct 24, 2018
Instrument201810240939
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4098 Regal St was $5,746.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalityCarnation City
Unified School DistrictRiverview School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,746.00
2025$637,000 (+9.45%) Land $238,000 Building $399,000$637,000 (+9.45%) Land $238,000 Building $399,000
2024$5,257.00$582,000 Land $217,000 Building $365,000$582,000 Land $217,000 Building $365,000
2022$5,298.00$633,000 Land $232,000 Building $401,000$633,000 Land $232,000 Building $401,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4098 Regal St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims55 (1990–2025)
Claims Outside the SFHA4 of 55
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 9 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4098 Regal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARNATION WATER SYSTEM
serves 2,400 people · EPA ID WA5311200
Water SourceGroundwater
Last State InspectionSep 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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