4098 Panorama Dr, Dublin, CA 94568 Property Records

Alameda County property record for 4098 Panorama Dr, Dublin, CA 94568

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,428 sqft · built 2015
Lot Size	0.462 acres (20,130 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,107 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-112-47`

Property Details

APN / Parcel Number

Primary APN	`985-112-47`
Alternative APN	`985-0112-047-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,428 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	20,130 sqft (0.462 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4098 PANORAMA DR
City	DUBLIN
State	CA
Zip	94568-6719
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 8154 LOT: 3 BLDG:24 UNIT:2401
Legal Subdivision	TRACT 8154
Legal Tract	8154
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1043
Census Tract	450751

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4098 PANORAMA DR, DUBLIN, CA 94568-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4098 PANORAMA DR, DUBLIN, CA 94568-6719
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826-3239

Mortgage

Document Number	0000140498
Date	Nov 6, 2025
Instrument	2025140498

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4098 PANORAMA DR, DUBLIN, CA 94568-6719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 PANORAMA DR, DUBLIN, CA 94568-6719

Mortgage

Document Number	0000224189
Date	Sep 8, 2020
Instrument	2020224189

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Dublin City
Unified School District	Dublin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,054,383 (+2%) Land $316,315 Building $738,068
2025	$14,107.00 (+1.05%)	$1,033,710 (+4.04%) Land $310,113 Building $723,597
2023	$13,961.00	$993,575 Land $298,072 Building $695,503	$1,273,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, Unwired.

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