4098 N Jefferson Rd, Midland, MI 48642 Property Records

Midland County property record for 4098 N Jefferson Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft
Lot Size	4.32 acres (188,179 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,703 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-003-300-050-00`

Property Details

APN / Parcel Number

Primary APN	`090-003-300-050-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	188,179 sqft (4.32 acres)
Lot Dimensions	550 ft deep x 342 ft wide
Garage Area	2,376 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4098 N JEFFERSON RD
City	MIDLAND
State	MI
Zip	48642-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SEC 03 T15N R2E COM 769.27 FT N OF SW SEC COR, TH N 550 FT, E 342 FT, S 550 FT, W 342 FT
Legal Range	02E
Legal Township	15N
Legal Section	03
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	3
Census Block	3018
Census Tract	291101

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Construction Mortgage FRANKENMUTH CU
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FRANKENMUTH CREDIT UNION
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FRANKENMUTH CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 30, 2026
Transfer Doc	2026R03332
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 S DEHMEL RD, FRANKENMUTH, MI 48734-9740

Mortgage

Document Number	01665/1094
Date	Jun 20, 2023
Book Page	1665/1094

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 9, 2026
Property Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Document Number	0000003436
Book / Page	2026 / 3436
Instrument Date	Apr 8, 2026
Instrument	20263436
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 7, 2026
Property Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Document Number	0000003332
Book / Page	2026 / 3332
Instrument Date	Mar 30, 2026
Instrument	20263332
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003333,
Date	Apr 7, 2026
Instrument	20263333

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 7, 2026
Property Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Document Number	2026R03332
Book / Page	2026 / 3332
Instrument Date	Mar 30, 2026
Instrument	20263332
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 N JEFFERSON RD, MIDLAND, MI 48642-7364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003333,
Date	Apr 7, 2026
Instrument	20263333

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,100 (-0.61%)	$454,200 (-0.61%)
2025	$5,703.00 (-0.77%) Homeowner's exemption	$228,500	$457,000
2024	$5,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

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