4098 Foothill Rd, Santa Barbara, CA 93110 Property Records

Santa Barbara County property record for 4098 Foothill Rd, Santa Barbara, CA 93110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,489 sqft · built 1956
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$10,769 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`055-040-013`

Property Details

APN / Parcel Number

Primary APN	`055-040-013`
Alternative APN	`05504013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,489 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4098 FOOTHILL RD
City	SANTA BARBARA
State	CA
Zip	93110-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15R1
Legal Description	EL CERRITO TRACT LOT 1
Legal Subdivision	EL CERRITO
Legal Lot Number	1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2005
Census Tract	103

Owner

4098 Foothill Rd is owned and occupied by an individual who acquired it in July 2023.

Source: Santa Barbara County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	775 CHARLOTTE LN, SANTA BARBARA, CA 93105-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 19, 2026	Deed of Trust, Mortgage · Commercial Mortgage PATRICIA BROWER FAMILY TRUST
Nov 7, 2023	Deed of Trust, Mortgage HERSHEL BREWER
Aug 16, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Jan 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Jan 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2007
Deed Sale	Nov 8, 2007
Deed Document Number	200778209
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000023677
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 29, 2026
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Document Number	0000033152
Instrument Date	Sep 19, 2026
Instrument	202633152
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253

Mortgage

Document Number	0000033152,
Date	Sep 29, 2026
Instrument	202633152

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 9, 2026
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Document Number	0000034700
Instrument Date	Sep 1, 2026
Instrument	202634700
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034700,
Date	Oct 9, 2026
Instrument	202634700

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253

Mortgage

Document Number	0000008748
Date	Mar 19, 2026
Instrument	2026-0008748

Lender

Name	PATRICIA BROWER FAMILY TRUST
Type	Private Party
Address	775 CHARLOTTE LN, SANTA BARBARA, CA 93105

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253

Mortgage

Document Number	0000033493
Date	Nov 7, 2023
Instrument	2023-0033493

Lender

Name	HERSHEL BREWER
Type	Non-Lending Institution
Address	SANTA BARBARA, CA 93105

Agreement

Amount	Amount on Record

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 16, 2023
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Document Number	0000023677
Map Reference	MB 40 PG 3&4
Instrument Date	Jul 27, 2023
Instrument	2023-0023677
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 CHARLOTTE LN, SANTA BARBARA, CA 93105-2105

Mortgage

Document Number	0000023678
Date	Aug 16, 2023
Instrument	2023-0023678

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034333
Date	Aug 13, 2019
Instrument	2019-0034333

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 31, 2018
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Document Number	0000004133
Map Reference	MB40 PG3&4
Instrument Date	Jan 26, 2018
Instrument	2018-0004133
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SANTA BARBARA, CA 93110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253

Mortgage

Document Number	0000004134
Date	Jan 31, 2018
Instrument	2018-0004134

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 24, 2017
Property Address	4098 FOOTHILL RD, SANTA BARBARA, CA 93110-1253
Document Number	0000003863
Instrument Date	Apr 26, 2016
Instrument	3863
Transaction Type	Transfer
Record Updated	Jan 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4098 FOOTHILL RD SANTA BARBARA CA 931101253, SANTA BARBARA, CA 93110-1253

Tax Assessment & Valuation

The 2025 property tax bill for 4098 Foothill Rd was $10,769 with a homeowner's exemption, up 1.9% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Hope Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$966,909 (+2%) Land $669,888 Building $297,021
2025	$10,769.00 (+1.9%)	$947,951 Land $656,753 Building $291,198
2024	$10,568.00 (+1.79%)
2023	$10,382.00 (+1.66%) Homeowner's exemption Additional exemption filed	$911,143 Land $631,251 Building $279,892
2022	$10,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4098 Foothill Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	10 (1991–2023)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4098 Foothill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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