4098 Eddystone Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 4098 Eddystone Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,890 sqft · built 1965
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Owner Names on Record
Last Sale	$169,900 (Dec 2003)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0192-0142-00`

Property Details

APN / Parcel Number

Primary APN	`510-0192-0142-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	988 sqft
Basement Area	902 sqft
Finished Basement	285 sqft

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	63 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4098 EDDYSTONE DR
City	CINCINNATI
State	OH
Zip	45251-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDDYSTONE DR 65 X 120 LOT 648 COLERAIN HTS SUB BLK B PT 3
Legal Subdivision	COLERAIN HEIGHTS SUB
Legal Block	B
Legal Lot Number	648
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3003
Census Tract	20701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4098 EDDYSTONE DR, CINCINNATI, OH 45251-1914
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Prior Sale	Feb 16, 2001 · Amount on Record
Deed Document Number	03-562833
Deed Book / Page	9485 / 01188
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4098 EDDYSTONE DR, CINCINNATI, OH 45251-1914
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 EDDYSTONE DR, CINCINNATI, OH 45251-1914

Mortgage

Document Number	0000020525
Date	Mar 27, 2023
Book Page	14881/1660
Instrument	2023-0020525

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,321.00 (+7.89%)	$92,393 (+%) Land $8,207 Building $84,186
2024	$4,932.00 (-0.58%)	$92,392 (-) Land $8,207 Building $84,185
2023	$4,961.00 (+21.09%)	$92,392 (+48.57%) Land $8,207 Building $84,185	$263,980 (+48.57%) Land $23,450 Building $240,530
2022	$4,097.00 Homeowner's exemption	$62,189 Land $8,033 Building $54,156
2020			$177,680 Land $22,950 Building $154,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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