4098 E Spearfish Dr, Meridian, ID 83646 Property Records

Ada County property record for 4098 E Spearfish Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,495 sqft · built 2007
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,700 (May 2017)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Jun 2018 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7366250530`

Property Details

APN / Parcel Number

Primary APN	`R7366250530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,495 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,045 sqft
Upper Floors Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	116 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4098 E SPEARFISH DR
City	MERIDIAN
State	ID
Zip	83646-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 10 BLK 18 REDFEATHER ESTATES SUB NO 04
Legal Range	01E
Legal Township	03N
Legal Section	04
Legal Subdivision	REDFEATHER ESTATES SUB NO 04
Legal Block	18
Legal Lot Number	10
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2017
Census Tract	10371

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6802 S SILVER SPUR WAY, BOISE, ID 83709-1297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 2, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Feb 28, 2007 · Amount on Record
Deed Document Number	201738840
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4098 E SPEARFISH DR, MERIDIAN, ID 83646-7638
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061094
Date	Jun 29, 2018
Instrument	2018-061094

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	May 2, 2017
Property Address	4098 E SPEARFISH DR, MERIDIAN, ID 83646-7638
Document Number	0000038840
Instrument Date	May 2, 2017
Instrument	38840
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4098 E SPEARFISH DR MERIDIAN ID 836467638, MERIDIAN, ID 83646-7638

Mortgage

Document Number	38841
Date	May 2, 2017
Instrument	38841

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,700 (+2.68%)	$508,700 (+2.68%)
2025	$2,196.00 (-4.4%)	$495,400 (+9.34%)	$495,400 (+9.34%)
2024	$2,297.00 (-2.92%)
2023		$453,100 Land $203,900 Building $249,200	$453,100 Land $203,900 Building $249,200
2022	$2,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	1,000 / 75
Sparklight Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Silver Star Communications, TDS Telecom.

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