4098 E Bella Privado, Ontario, CA 91761 Property Records

San Bernardino County property record for 4098 E Bella Privado, Ontario, CA 91761

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,636 sqft · built 2020
Lot Size0.175 acres (7,613 sqft)
OwnerIndividual Name on Record
Last Sale$506,000 (Jul 2020)
Tax Bill$4,549 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1073-161-15-0000

Property Details

APN / Parcel Number

Primary APN1073-161-15-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,636 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,636 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area7,613 sqft (0.175 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4098 E BELLA PRIVADO
CityONTARIO
StateCA
Zip91761-2729
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 17936 LOT 15 BOOK 354 PAGE 31 AND INTEREST IN COMMON AREA PER TRACT 17936
Legal SubdivisionTRACT NO 17936
Legal Tract17936
Legal Block1
Legal Lot Number15
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1046
Census Tract1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4098 E BELLA PRIVADO, ONTARIO, CA 91761-2729
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Deed Document Number2020264078
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address4098 E BELLA PRIVADO, ONTARIO, CA 91761-2729
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4098 E BELLA PRIVADO, ONTARIO, CA 91761-2729

Mortgage

Document Number0000510625
DateNov 10, 2021
Instrument2021-0510625
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address33341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$558,323 (+2%) Land $193,214 Building $365,109
2025$4,549.00 (-34.5%) Homeowner's exemption Disabled Person's exemption$547,375 (+4.04%) Land $189,425 Building $357,950
2023$6,945.00 (+1.15%) Homeowner's exemption$526,120 Land $182,070 Building $344,050
2022$6,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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