Shelby County property record for 4098 Drowsy Ln, Memphis, TN 38127
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,172 sqft · built 1964 |
| Lot Size | 0.245 acres (10,667 sqft) |
| Owner | Company Name on Record |
| Last Sale | $57,500 (Feb 2019) |
| Tax Bill | $930 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-1048-0-0141 |
| Primary APN | 07-1048-0-0141 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,172 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Utility Area | 63 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,667 sqft (0.245 acres) |
| Lot Dimensions | 117 ft deep x 92 ft wide |
| Garage Type | Carport |
| Garage Area | 361 sqft |
| Carport | Carport |
| Carport Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 197 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4098 DROWSY LN |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38127-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | ES DROWSY LN |
| Legal Subdivision | GEORGIAN WOODS SEC A |
| Legal Lot Number | 125 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10001 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1910 MADISON AVE, MEMPHIS, TN 38104-2620 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL FUNDING 1 LLC |
| Jan 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Feb 12, 2019 | Warranty Deed, Transfer DELTA TITLE AGENCY INC, DELTA TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Feb 9, 2012 · Amount on Record |
| Deed Document Number | 201914097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4098 DROWSY LN, MEMPHIS, TN 38127-3408 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022047820 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 22047820 |
| Name | COMMERCIAL FUNDING 1 LLC |
|---|---|
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 27, 2021 |
| Property Address | 4098 DROWSY LN, MEMPHIS, TN 38127-3408 |
| Document Number | 0000000922 |
| Map Reference | MB 25 PG 55 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 21010922 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1910 MADISON AVE # 2191, 2191, MEMPHIS, TN 38104-2620 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 27, 2021 |
| Property Address | 4098 DROWSY LN, MEMPHIS, TN 38127-3408 |
| Document Number | 0021010922 |
| Map Reference | MB 25 PG 55 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 21010922 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1910 MADISON AVE # 2191, 2191, MEMPHIS, TN 38104-2620 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 13, 2020 |
| Property Address | 4098 DROWSY LN, MEMPHIS, TN 38127-3408 |
| Document Number | 0000084994 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 84994 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1910 MADISON AVE #2191 MEMPHIS TN 381042620, 2191, MEMPHIS, TN 38104-2620 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4098 DROWSY LN, MEMPHIS, TN 38127-3408 |
| Document Number | 0000014098 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 82 AUBORN AVE SHIRLEY NY 119671740, SHIRLEY, NY 11967-1740 |
| Document Number | 0000014098 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 14098 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MA 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 11, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 12, 2019 |
| Property Address | 4098 DROWSY LN, MEMPHIS, TN 38127-3408 |
| Document Number | 0000014097 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 14097 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | DELTA TITLE AGENCY INC, DELTA TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $212.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 82 AUBORN AVE SHIRLEY NY 119671740, SHIRLEY, NY 11967-1740 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930.00 (+14.53%) | $34,600 (+44.32%) Land $2,325 Building $32,275 | $138,400 (+44.32%) Land $9,300 Building $129,100 |
| 2024 | $812.00 (-44.38%) | ||
| 2023 | $23,975 Land $2,100 Building $21,875 | ||
| 2022 | $1,460.00 | ||
| 2021 | $95,900 Land $8,400 Building $87,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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