4098 Cherry Rd, Oswego, IL 60543 Property Records

Kendall County property record for 4098 Cherry Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,591 sqft · built 2021
Lot Size	1.2 acres (52,503 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (May 2019)
Tax Bill	$19,243 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-402-025`

Property Details

APN / Parcel Number

Primary APN	`06-05-402-025`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,591 sqft Living Area
Gross Area	7,612 sqft
1st Floor Area	4,591 sqft
Basement Area	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	52,503 sqft
Lot Dimensions	175 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4098 CHERRY RD
City	OSWEGO
State	IL
Zip	60543-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 HENNEBERRY WOODS UNIT 1
Legal Subdivision	HENNEBERRY WOODS
Legal Lot Number	32
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2041
Census Tract	890702

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4098 CHERRY RD, OSWEGO, IL 60543-6816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA
Sep 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Jul 16, 2012 · Amount on Record
Deed Document Number	20196240
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4098 CHERRY RD, OSWEGO, IL 60543-6816
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002522
Date	Feb 7, 2022
Instrument	202200002522

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4098 CHERRY RD, OSWEGO, IL 60543-6816
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016796
Date	Sep 2, 2020
Instrument	202000016796

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 26, 2018
Property Address	4098 CHERRY RD, OSWEGO, IL 60543-6816
Document Number	0000013961
Instrument Date	Aug 10, 2018
Instrument	13961
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 14TH AVE MONTGOMERY IL 605381802, MONTGOMERY, IL 60538-1802

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,000 (+8.9%) Land $16,878 Building $235,122	$756,000 (+8.9%) Land $50,634 Building $705,366
2024	$19,243.00
2022		$231,396 Land $16,547 Building $214,849	$694,188 Land $49,641 Building $644,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40

May also be available: Verizon.

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