4098 Biscotti Pl, San Jose, CA 95134 Property Records

Santa Clara County property record for 4098 Biscotti Pl, San Jose, CA 95134

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 850 sqft · built 1993
Lot Size	0.02 acres (871 sqft)
Owner	2 Trust Names on File
Last Sale	$675,000 (Jan 2026)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`097-74-053`

Property Details

APN / Parcel Number

Primary APN	`097-74-053`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	871 sqft (0.02 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	09774053
Street Address	4098 BISCOTTI PL
City	SAN JOSE
State	CA
Zip	95134-1526
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A(PD)
Legal Description	TRACT 8582
Legal Subdivision	CONDOMINIUM BLDG #35
Legal Tract	8582
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	505014

Owner

4098 Biscotti Pl, a condominium, is owner-occupied and held in a trust since January 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 9, 2026	Grant Deed, Transfer · Conventional Mortgage ONY GLO INC
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	202625928623
Prior Transfer Date	Mar 29, 2005
Prior Transfer Doc	0018303406
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526

Mortgage

Document Number	0025445043
Date	Mar 6, 2023
Instrument	25445043

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526

Mortgage

Document Number	0024944917
Date	Apr 30, 2021
Instrument	24944917

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526

Mortgage

Document Number	0025657586
Date	Jul 1, 2024
Instrument	25657586

Lender

Name	FREMONT BANK
Type	Bank
Address	2580 SHEA CENTER DR, LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 20, 2054

Interest

Change Frequency	Monthly

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 9, 2026
Property Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526
Document Number	0025928623
Map Reference	MB 650 PG 45 & 46
Instrument Date	Dec 26, 2025
Instrument	25928623
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526

Mortgage

Document Number	0025928624
Date	Jan 9, 2026
Instrument	25928624

Lender

Name	ONY GLO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4098 BISCOTTI PL, SAN JOSE, CA 95134-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023609835
Date	Mar 24, 2017
Instrument	23609835

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4098 Biscotti Pl was $7,898.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,677 (+2%) Land $253,068 Building $379,609
2025	$7,898.00 Homeowner's exemption	$620,272 Land $248,106 Building $372,166
2023	$7,658.00 (+1.34%) Homeowner's exemption	$596,188 Land $238,473 Building $357,715
2022	$7,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4098 Biscotti Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4098 Biscotti Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - NSJ/ALVISO serves 48,082 people · EPA ID CA4310019
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Jul 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	425 / 80
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet.

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