Ashtabula County property record for 4098 Belden Rd, Andover, OH 44003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,199 sqft · built 1960 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Jan 2025) |
| Tax Bill | $2,667 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-006-00-011-00 |
| Primary APN | 01-006-00-011-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| Gross Area | 1,847 sqft |
| 1st Floor Area | 551 sqft |
| Basement Area | 648 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,604 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 456 sqft |
|---|---|
| Patio Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4098 BELDEN RD |
|---|---|
| City | ANDOVER |
| State | OH |
| Zip | 44003-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 S M |
| Legal Subdivision | ANDOVER |
| Legal Lot Number | 11 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1303 |
4098 Belden Rd is owned and occupied by two individuals who bought it in January 2025.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4098 BELDEN RD, ANDOVER, OH 44003-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on File |
| Deed Sale | Jan 22, 2025 · Amount on File |
| Prior Sale | Jul 16, 2015 · Amount on File |
| Deed Document Number | 2025533 |
| Deed Book / Page | 835 / 970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4098 BELDEN RD, ANDOVER, OH 44003-9616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 4098 BELDEN RD, ANDOVER, OH 44003-9616 |
| Document Number | 0000011461 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 858/1879 |
| Instrument | 2025-00011461 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 4098 Belden Rd was $2,667, up 54.4% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Andover Township |
| Unified School District | Pymatuning Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,667.00 (+54.43%) | $44,870 (-) Land $4,130 Building $40,740 | $128,200 Land $11,800 Building $116,400 |
| 2024 | $1,727.00 (-7.4%) Homeowner's exemption | $44,870 (-) Land $4,130 Building $40,740 | |
| 2023 | $1,865.00 (+33.21%) Homeowner's exemption | $44,870 (+38.87%) Land $4,130 Building $40,740 | $128,200 Land $11,800 Building $116,400 |
| 2022 | $1,400.00 Homeowner's exemption | $32,310 Land $3,190 Building $29,120 | |
| 2020 | $92,300 Land $9,100 Building $83,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4098 Belden Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4098 Belden Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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