40977 Pajaro Dr, Fremont, CA 94539 Property Records

Alameda County property record for 40977 Pajaro Dr, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1964
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on File
Last Sale	$1,230,000 (Sep 2015)
Tax Bill	$17,875 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`525-125-34`

Property Details

APN / Parcel Number

Primary APN	`525-125-34`
Alternative APN	`525-0125-034-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,980 sqft (0.183 acres)

Location & Zoning

Street Address	40977 PAJARO DR
City	FREMONT
State	CA
Zip	94539-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00014 BLK: 0002 TR: 2570
Legal Subdivision	TRACT 2570
Legal Tract	2570
Legal Block	2
Legal Lot Number	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3003
Census Tract	442100

Owner

40977 Pajaro Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40977 PAJARO DR, FREMONT, CA 94539-4432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2015 · Amount on File
Deed Sale	Sep 22, 2015 · Amount on File
Deed Document Number	2015258329
Prior Transfer Date	Aug 5, 2011
Prior Transfer Doc	0000230532
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40977 PAJARO DR, FREMONT, CA 94539-4432
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40977 PAJARO DR, FREMONT, CA 94539-4432

Mortgage

Document Number	0000364175
Date	Nov 5, 2021
Instrument	2021364175

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40977 PAJARO DR, FREMONT, CA 94539-4432
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40977 PAJARO DR, FREMONT, CA 94539-4432

Mortgage

Document Number	0000035667
Date	Jan 28, 2021
Instrument	2021035667

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40977 Pajaro Dr was $17,875.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,485,151 (+2%) Land $603,720 Building $881,431
2025	$17,875.00	$1,456,037 Land $591,885 Building $864,152
2023	$16,558.00	$1,399,506 Land $568,905 Building $830,601	$1,650,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40977 Pajaro Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40977 Pajaro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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