40975 190th Ave, Albany, MN 56307 Property Records

Stearns County property record for 40975 190th Ave, Albany, MN 56307

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,200 sqft · built 1909
Lot Size	113 acres (4,924,894 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,780 (2026)
Flood Zone	Zone X (minimal risk)
APN	`13-07467-0000`

Property Details

APN / Parcel Number

Primary APN	`13-07467-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,165 sqft
1st Floor Area	704 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,924,894 sqft (113 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	3,000 sqft
Granary	560 sqft
Milk House	192 sqft
Silo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40975 190TH AVE
City	ALBANY
State	MN
Zip	56307-9303
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	113.06A S4SW4 SECTION 18 AND N2NW4 LESS THAT PART LYING E OF CL OF RD SEC 19 SECTION 19 TOWNSHIP 126 RANGE 030 CL OF RD SEC
Legal Range	30W
Legal Township	126
Legal Section	19
Jurisdiction	STEARNS MN
Township / Civil Division	HOLDING
Census Block Group	1
Census Block	1049
Census Tract	10403

Owner

40975 190th Ave, a rural home, is owned and occupied by two individuals.

Source: Stearns County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40975 190TH AVE, ALBANY, MN 56307-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 40975 190th Ave was $2,780.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Holding Township
Unified School District	Holdingford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00	$869,500 (+5.06%) Land $766,700 Building $102,800	$869,500 (+5.06%) Land $766,700 Building $102,800
2025		$827,600 Land $721,900 Building $105,700	$827,600 Land $721,900 Building $105,700
2023	$2,354.00	$741,000 Land $641,000 Building $100,000	$741,000 Land $641,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40975 190th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40975 190th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000