40974 Chiltern Dr, Fremont, CA 94539 Property Records

Alameda County property record for 40974 Chiltern Dr, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 1968
Lot Size	0.152 acres (6,640 sqft)
Owner	Individual Name on File
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`525-129-54`

Property Details

APN / Parcel Number

Primary APN	`525-129-54`
Alternative APN	`525-0129-054-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,640 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40974 CHILTERN DR
City	FREMONT
State	CA
Zip	94539-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00012 BLK: 0002 TR: 2666
Legal Tract	2666
Legal Block	2
Legal Lot Number	12
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1016
Census Tract	442100

Owner

40974 Chiltern Dr is owned and occupied by an individual who acquired it in April 2014.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	40974 CHILTERN DR, FREMONT, CA 94539-3760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 9, 2014
Transfer Doc	0000096387
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40974 CHILTERN DR, FREMONT, CA 94539-3760
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091019
Date	Apr 24, 2017
Instrument	2017091019

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40974 CHILTERN DR, FREMONT, CA 94539-3760
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40974 CHILTERN DR, FREMONT, CA 94539-3760

Mortgage

Document Number	0000358884
Date	Nov 1, 2021
Instrument	2021358884

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 40974 Chiltern Dr was $3,195.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,852 (+2%) Land $90,565 Building $119,287
2025	$3,195.00	$205,739 Land $88,790 Building $116,949
2023	$3,012.00	$197,750 Land $85,342 Building $112,408	$1,765,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40974 Chiltern Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40974 Chiltern Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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