Loudoun County property record for 40972 River Cane Pl, Aldie, VA 20105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,078 sqft · built 2019 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,315,000 (Jun 2024) |
| Tax Bill | $11,099 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 289-18-5295-000 |
| Primary APN | 289-18-5295-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,078 sqft Living Area |
| Basement Area | 1,270 sqft |
| Finished Basement | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,147 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 40972 RIVER CANE PL |
|---|---|
| City | ALDIE |
| State | VA |
| Zip | 20105-3180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR3UBF |
| Legal Description | GREENS SOUTH AT WILLOWSFORD SEC.10C LOT 34 201806190034852/3P |
| Legal Subdivision | GREENS SOUTH AT WILLOWSFORD |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611813 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40972 RIVER CANE PL, ALDIE, VA 20105-3180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STRONG HOME MORTGAGE LLC |
| Sep 30, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 202425264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40972 RIVER CANE PL, ALDIE, VA 20105-3180 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000057443 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 20251124-0057443 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40972 RIVER CANE PL, ALDIE, VA 20105-3180 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029750 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 202103110029750 |
| Name | STRONG HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 30, 2019 |
| Property Address | 40972 RIVER CANE PL, ALDIE, VA 20105-3180 |
| Document Number | 20190930058758 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 58758 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $801.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40972 RIVER CANE PL ALDIE VA 201053180, ALDIE, VA 20105-3180 |
| Document Number | 20190930058759 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 58759 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,099.00 (+11.38%) | $1,378,830 (+21.06%) Land $398,000 Building $980,830 | $1,378,830 (+21.06%) Land $398,000 Building $980,830 |
| 2023 | $9,965.00 | $1,138,950 Land $398,000 Building $740,950 | $1,138,950 Land $398,000 Building $740,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
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