4097 Lafayette Rd, Jamesville, NY 13078 Property Records

Onondaga County and LaFayette Town property record for 4097 Lafayette Rd, Jamesville, NY 13078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1960
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2022)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Jul 2024 Refinance Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`313400 001.-01-08.0`

Property Details

APN / Parcel Number

Primary APN	`313400 001.-01-08.0`
Alternative APN	`340000100000010080000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4097 LAFAYETTE RD
City	JAMESVILLE
State	NY
Zip	13078-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	FL 1
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	ONONDAGA NY
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4024
Census Tract	15800

Owner

4097 Lafayette Rd is owned and occupied by an individual who bought it in July 2022.

Source: Onondaga County and LaFayette Town records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4097 LAFAYETTE RD, JAMESVILLE, NY 13078-9778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SYRACUSE FIRE DEPARTMENT FEDERAL CU
Jul 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COUNTRYSIDE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	4097 LAFAYETTE RD, JAMESVILLE, NY 13078-9778
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202400021852
Date	Jul 24, 2024
Instrument	2024-00021852

Lender

Name	SYRACUSE FIRE DEPARTMENT FEDERAL CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2034

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jul 1, 2022
Property Address	4097 LAFAYETTE RD, JAMESVILLE, NY 13078-9778
Document Number	2022000026513
Instrument Date	Jul 1, 2022
Instrument	20220-00026513
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8150 MANTOVA DR, CLAY, NY 13041-9106
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000026514
Date	Jul 1, 2022
Instrument	20220-00026514

Lender

Name	COUNTRYSIDE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 4097 Lafayette Rd was $5,439.

Source: Onondaga County and LaFayette Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	LaFayette Town
Unified School District	LaFayette Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,439.00	$135,000 (-) Land $28,900 Building $106,100	$241,071 (+7.14%) Land $51,607 Building $189,464
2024		$135,000 (-) Land $28,900 Building $106,100	$225,000 (+11.67%) Land $48,167 Building $176,833
2023		$135,000 Land $28,900 Building $106,100	$201,493 Land $43,134 Building $158,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4097 Lafayette Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4097 Lafayette Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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