Santa Rosa County property record for 4097 Heart Pine Ln, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,006 sqft · built 2020 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,990 (Sep 2025) |
| Tax Bill | $3,540 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-2N-29-0028-00C00-0160 |
| Primary APN | 33-2N-29-0028-00C00-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 2,825 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 177 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4097 HEART PINE LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | ARBOR PLACE - PHASE I ( PB 13 PG 4) LOT 16 BLK C AS DES IN OR 4657 PG 1343 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 33 |
| Legal Subdivision | ARBOR PLACE PHS 1&2 |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4097 HEART PINE LN, MILTON, FL 32571-8511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 202542567 |
| Deed Book / Page | 4657 / 1343 |
| Prior Transfer Date | Jul 10, 2023 |
| Prior Transfer Doc | 0044150733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 11, 2025 |
| Property Address | 4097 HEART PINE LN, PACE, FL 32571-8511 |
| Document Number | 0046571343 |
| Book / Page | 4657 / 1343 |
| Map Reference | MB 13 PG 4 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 202542567 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | OMEGA NATL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1007 GOLD COAST RD, PAPILLION, NE 68046-4294 |
| Name | Verified Name |
|---|---|
| Address | 4097 HEART PINE LN, MILTON, FL 32571-8511 |
| Document Number | 0046571345 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 4657/1345 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0046571314 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 4657/1314 |
| Instrument | 202542562 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 17, 2023 |
| Property Address | 4097 HEART PINE LN, PACE, FL 32571-8511 |
| Document Number | 0044150733 |
| Book / Page | 4415 / 733 |
| Map Reference | MB 13 PG 4 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 202331727 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4573 PALMETTO PALM DR, GULF BREEZE, FL 32563-8869 |
| Name | Verified Name |
|---|---|
| Address | 4097 HEART PINE LN, PACE, FL 32571-8511 |
| Document Number | 0004415735 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 4415/735 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275,408 (-3.25%) Land $39,000 Building $236,408 | $275,408 (-3.25%) Land $39,000 Building $236,408 | |
| 2024 | $3,540.00 (+24.17%) | $284,656 (+10.61%) Land $39,000 Building $245,656 | $284,656 (+2.27%) Land $39,000 Building $245,656 |
| 2023 | $2,851.00 (+2.59%) Homeowner's exemption | $257,354 (+3%) | $278,351 (-2.31%) Land $42,000 Building $236,351 |
| 2022 | $2,779.00 Homeowner's exemption | $249,858 | $284,941 Land $38,000 Building $246,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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