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4097 Greenwich Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 4097 Greenwich Dr, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,813 sqft · built 1986
Lot Size0.393 acres (17,120 sqft)
OwnerCompany Name on Record
Tax Bill$6,946 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN212-501-001-3

Property Details

APN / Parcel Number

Primary APN212-501-001-3
Alternative APN
  • 212-501-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,813 sqft Living Area
1st Floor Area1,488 sqft
2nd Floor Area1,325 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Architectural StyleCluster
Lot Area17,120 sqft (0.393 acres)
Garage TypeAttached
Garage Area517 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4097 GREENWICH DR
CitySAN RAMON
StateCA
Zip94582-2811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT5902 L32
Legal SubdivisionSUBDIVISION 5902
Legal Tract5902
Legal Lot Number32
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4022
Census Tract345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4097 GREENWICH DR, SAN RAMON, CA 94582-2811
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 1, 2013
Transfer Doc0000176664
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4097 GREENWICH DR, SAN RAMON, CA 94582-2811
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4097 GREENWICH DR, SAN RAMON, CA 94582-2811

Mortgage

Document Number0000250207
DateOct 26, 2020
Instrument2020-250207
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueNov 30, 2045
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change4.72%
IndexPrime Rate
Max Rate17%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4097 GREENWICH DR, SAN RAMON, CA 94582-2811
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4097 GREENWICH DR, SAN RAMON, CA 94582-2811

Mortgage

Document Number0000250206
DateOct 26, 2020
Instrument2020-250206
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$574,497 (+2%) Land $143,364 Building $431,133
2025$6,946.00 (+3.73%)$563,233 (+4.04%) Land $140,553 Building $422,680
2023$6,696.00 (+0.72%)$541,365 Land $135,097 Building $406,268
2022$6,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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