Franklin County property record for 4097 Garrard Dr, Obetz, OH 43207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,252 sqft · built 2000 |
| Lot Size | 0.177 acres (7,729 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2025) |
| Tax Bill | $3,872 (2024) |
| Deeds & Mortgages | Feb 2025 Line of Credit Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-001621 |
| Primary APN | 152-001621 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 605 sqft |
| 2nd Floor Area | 640 sqft |
| Game Room | Game Room |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,729 sqft (0.177 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 15200162180 |
|---|---|
| Street Address | 4097 GARRARD DR |
| City | OBETZ |
| State | OH |
| Zip | 43207-4388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRARD DRIVE MULBERRY GROVE SEC 1 PART 2 LOT 67 |
| Legal Subdivision | MULBERRY GROVE SEC 1 PT 2 |
| Legal Lot Number | 67 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 9520 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8720 ORION PL STE 124A, 124A, COLUMBUS, OH 43240-2167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Prior Sale | Mar 21, 2019 · Amount on Record |
| Deed Document Number | 202508120086243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 4097 GARRARD DR, OBETZ, OH 43207-4388 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011271 |
|---|---|
| Date | Feb 5, 2025 |
| Instrument | 202502050011271 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 21, 2019 |
| Property Address | 4097 GARRARD DR, OBETZ, OH 43207-4388 |
| Document Number | 0000032334 |
| Map Reference | MB 90 PG 9&10 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 201903210032334 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 00000 |
| Document Number | 0000032335 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 201903210032335 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Municipality | Obetz City |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,872.00 (+0.99%) Homeowner's exemption | $82,530 (-) Land $23,030 Building $59,500 | |
| 2023 | $3,834.00 (+37.42%) Homeowner's exemption | $82,530 (+62.27%) Land $23,030 Building $59,500 | $235,800 (+62.28%) Land $65,800 Building $170,000 |
| 2022 | $2,790.00 Homeowner's exemption | $50,860 Land $5,710 Building $45,150 | |
| 2020 | $145,300 Land $16,300 Building $129,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBETZ VILLAGE PWS serves 3,167 people · EPA ID OH2502212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.44 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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